Massachusetts Rental Assistance Grants for 2025: What Renters Need to Know

If you're a renter in Massachusetts and concerned about paying rent, facing eviction, or struggling with rising housing costs, understanding your options for rental assistance is essential. For 2025, Massachusetts continues to offer several grant programs designed to help renters stay housed, avoid eviction, and manage rent payments during difficult financial times. This guide covers the main state programs, how to apply, and practical tips for renters seeking help.

Key Rental Assistance Grants in Massachusetts (2025)

Massachusetts provides multiple grant and subsidy programs to prevent eviction and alleviate rent burdens. Here are the programs most renters use:

1. Residential Assistance for Families in Transition (RAFT)

• What is RAFT? The Residential Assistance for Families in Transition (RAFT) program offers emergency funds to help renters avoid losing their housing.
• Who qualifies? Low-income households facing a housing crisis (back rent, eviction, utility shutoff, or moving costs).
• Amount available: Up to $7,000 per household per year (limits may adjust annually).
• How to apply: Applications are submitted through regional Housing Consumer Education Centers (HCECs).

2. Emergency Rental Assistance Program (ERAP)

• Overview: While the federal ERAP program from the pandemic has mostly ended, some local Massachusetts agencies may offer continued or localized emergency rental aid in 2025. Check your nearest HCEC for options.

3. Massachusetts Rental Voucher Program (MRVP)

• Purpose: The MRVP helps low-income renters afford safe and decent housing through long-term rental subsidies.
• How it works: If eligible, you receive a monthly rent subsidy, and you pay the difference between the rent and the voucher.
• How to apply: You can join waitlists via local public housing authorities (PHAs) or via the state's CHAMP online portal.

Official Forms for Massachusetts Rental Assistance

To access state programs, you may need the following official forms:

• RAFT Application Form
  • Name/Number: RAFT Application (no formal number; varies by region)
  • When & how to use it: Use this form when applying for emergency rental assistance due to risk of eviction, utility shutoff, or insecurity. You will gather financial documents, identification, lease, and proof of crisis. Complete the online form through your local HCEC portal.
  • Find the official RAFT application form here
• CHAMP Common Housing Application for Massachusetts Programs
  • Name/Number: CHAMP Application
  • When & how to use it: If you're interested in MRVP or public housing, submit this application to get on waitlists for state programs and housing authorities. The process is online and lets you apply for multiple programs at once. You can start an application and return to complete it as needed.
  • Access the CHAMP application portal here

Where to Apply: Massachusetts Housing Tribunal & Oversight

Disputes about rental assistance eligibility, eviction, or tenant rights may be overseen by your local Massachusetts Housing Court or, for public/subsidized housing, the Department of Housing and Community Development (DHCD). These agencies guide formal appeals, dispute resolution, and enforce housing laws.

Tenant Rights under Massachusetts Law

Renters in Massachusetts are protected by the Massachusetts General Laws Chapter 186 – Estates for Years and At Will and related housing statutes[1]. These outline your rights regarding eviction, habitability, and fair treatment in housing grants.

Action Steps: How to Apply for Rental Assistance in Massachusetts

Applying for assistance can feel overwhelming, but here’s a quick roadmap.

• Gather documents: Lease, ID, income proof, and any notices or bills.
• Find your local HCEC through the state portal.
• Complete either a RAFT Application or a CHAMP Application, depending on your need.
• Provide all requested paperwork quickly to avoid delays.
• Follow up regularly and respond to emails or calls from housing agencies.

This process streamlines your access to aid and keeps your housing situation secure.

Frequently Asked Questions

1. Can I apply for both RAFT and MRVP at the same time?
   Yes, you can apply for both. RAFT is short-term emergency help, while MRVP offers longer-term assistance. Most renters benefit from applying for as many programs as they qualify for.
2. How quickly can I get rental assistance in Massachusetts?
   Processing times vary, but emergency cases (like pending eviction) are prioritized. RAFT applications may take from a few days up to several weeks, depending on completeness of paperwork and agency volume.
3. Is rental assistance considered taxable income?
   No, rental assistance grants like RAFT are not considered taxable income by the IRS or the state of Massachusetts.
4. What if my landlord refuses to accept rental assistance payment?
   Massachusetts law requires landlords to work with approved subsidy or grant programs. If your landlord refuses, contact your local HCEC or the Housing Court for guidance.
5. Where can I check the status of my RAFT or MRVP application?
   Log into your HCEC’s or CHAMP’s online portal, or call your regional provider. They can update you on your application status and next steps.

Conclusion: Key Takeaways

• Massachusetts offers multiple rental assistance grants, including RAFT and MRVP, to support renters facing hardship.
• Applications require official forms and supporting documentation, usually through local housing agencies.
• Know your rights under Massachusetts law and contact official resources for help with applications or disputes.

Understanding and accessing rental assistance can help you stay housed and navigate tough times with greater peace of mind.

Need Help? Resources for Renters

• Apply for RAFT Rental Assistance
• CHAMP Application and Status Portal
• Massachusetts Housing Court – For legal resolutions and advice
• Department of Housing and Community Development (DHCD) – State program info and regional contacts
• Emergency Housing Payment Assistance Locator

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1. Massachusetts General Laws Chapter 186 – Estates for Years and At Will
2. Massachusetts Department of Housing and Community Development
3. RAFT Official Application Portal
4. CHAMP Application Portal
5. Massachusetts Housing Court

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