Emergency Rent Relief Options for Massachusetts Renters

If you are a renter in Massachusetts facing eviction or struggling to pay your rent due to financial hardship, you are not alone. The state offers several programs and legal protections designed to help renters stay in their homes and avoid homelessness. Understanding how to access emergency rent relief in Massachusetts can make a significant difference during difficult times. This guide provides an easy-to-follow overview, clear steps, and the official resources you need to seek rental assistance and protection.

Understanding Emergency Rent Relief in Massachusetts

Massachusetts provides emergency rental assistance through several official programs. These resources are designed for renters experiencing a sudden loss of income, unexpected expenses, or a pending eviction. The most commonly used programs and protections include:

• Residential Assistance for Families in Transition (RAFT) – Main emergency rent relief program for low-income households.
• Emergency Rental Assistance Program (ERAP) – Broader COVID-19 response, now winding down but some funds remain.
• Local housing authorities and Department of Housing and Community Development (DHCD) support.
• Legal protections from the Massachusetts General Laws Chapter 186 (Landlord-Tenant Law).

Who Qualifies for Emergency Rent Relief?

You may be eligible for emergency rental assistance in Massachusetts if:

• Your household meets certain income limits (typically below 50%–80% of the Area Median Income).
• You are at risk of eviction, homelessness, or housing instability because of unpaid rent or sudden expense.
• You provide proof of financial hardship (job loss, illness, reduction in working hours, etc.).

Eligibility varies depending on the program. Always check the latest eligibility guidelines from the DHCD.

Applying for Emergency Rent Relief

Applying promptly can help you avoid eviction or utility shutoff. Most applications are now managed online, though phone and in-person options exist for those needing assistance. Here’s what you’ll typically need to do:

• Gather documentation (ID, proof of income, lease agreement, eviction notice, etc.).
• Complete the official application forms.
• Wait for a caseworker or agency to review your case and contact you for next steps.

Key Official Forms for Massachusetts Renters

• RAFT Application Form – The standard application for rental assistance under the RAFT program. Use this form if you are behind on rent or facing eviction.
  Access and complete the online application at DHCD RAFT Application Portal.
  Example: If your landlord sends you a Notice to Quit for unpaid rent, start a RAFT application with this form immediately to stop the eviction process.
• Notice to Quit (No specific state-issued form) – Used by landlords to notify renters of intent to terminate tenancy, often for nonpayment. Renters who receive this should apply for emergency assistance and keep a copy for documentation.
  See more on this process and forms at the Massachusetts Summary Process (Eviction) Guide.
• Summary Process Summons and Complaint (Housing Court Form) – Used if an eviction case goes to court. Renters can present proof of pending rental assistance application using this form to request more time.
  Find official forms and guidance at the Massachusetts Housing Court Summary Process Forms page.

How Massachusetts Housing Court Can Help

If you face eviction, the Massachusetts Housing Court is the tribunal that handles all landlord and tenant disputes, including evictions and enforcement of renter protections. You may request mediation, present proof of rental assistance applications, or get free legal help at housing court.

Massachusetts Tenant Rights and Legal Protections

Under Massachusetts General Laws Chapter 186, tenants have the right to safe, habitable housing and a legal eviction process. Landlords cannot evict renters without following the correct procedures and providing proper notices. If you apply for emergency rent relief, you may receive a temporary stay of eviction while your application is processed.^[1]

What to Do If You’re Facing Eviction

If you have received a Notice to Quit or court summons for eviction:

• Apply for rental assistance immediately using the RAFT Application Portal.
• Attend your Housing Court date (do not ignore notices).
• Notify the court if you have a pending rental assistance application.
• Seek free legal support as soon as possible (see resources below).

1. What is the fastest way to get emergency rental assistance in Massachusetts?
   The quickest way is to apply online through the official RAFT application portal. Have your documentation ready and respond quickly to agency requests.
2. Can an eviction be stopped while I wait for rent relief?
   Yes, if you show proof of a pending rental assistance application, the court may delay your eviction process. Inform the Housing Court and your landlord immediately.
3. Do I need my landlord’s cooperation to apply for assistance?
   Generally, your landlord must provide certain documents (like a ledger or W-9). However, you can still start your application and ask the agency to contact your landlord if needed.
4. Are utilities covered under Massachusetts rent relief programs?
   Yes. The RAFT program can pay overdue utility bills if you are at risk of shutoff or displacement.
5. Where can I get legal help if I’m facing eviction?
   Contact the Massachusetts Legal Assistance Directory to find free resources, or visit your nearest Housing Court for onsite support.

Conclusion: Key Takeaways

• Renters in Massachusetts have strong protections and access to emergency assistance—act quickly if you are at risk.
• The RAFT program is the primary source for urgent help with rent, utilities, and housing-related emergencies.
• Contact the Housing Court or legal aid organizations for support if you receive any eviction notices.

Need Help? Resources for Renters

• Massachusetts RAFT and Rental Assistance Programs (application and eligibility info)
• Department of Housing and Community Development (DHCD)
• Massachusetts Housing Court (find your court location, schedule, forms)
• Massachusetts Legal Assistance Directory (free tenant legal services)
• Summary Process (Eviction) Guide

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1. Massachusetts General Laws Chapter 186 – Landlord and Tenant
2. Massachusetts Department of Housing and Community Development – Rental Assistance Application
3. Massachusetts Housing Court
4. Summary Process (Eviction) Guide

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