First-Time Renter Programs in Massachusetts for College Students

Securing your first apartment as a college student in Massachusetts can be both exciting and overwhelming. As rents rise and vacancies shrink, knowing your options as a first-time renter is essential. The State of Massachusetts provides helpful housing programs, rental assistance, and legal protections designed to help college students and new renters navigate the rental process with confidence. This guide breaks down the resources, forms, and protections available for Massachusetts student renters.

Massachusetts Rental Assistance and Programs for College Students

Massachusetts supports first-time and student renters through several statewide initiatives. While housing shortages and high rents can be challenging in areas like Boston, these programs can provide crucial help:

• HomeBASE Program: Provides up to $30,000 over three years to eligible families and students facing housing instability. Most often used if you are homeless or at risk of homelessness.
• RAFT (Residential Assistance for Families in Transition): Offers up to $7,000 per household per year to pay back rent, security deposits, or first months' rent. College students experiencing a sudden financial crisis can often apply.
• College & University Housing Assistance: Many Massachusetts public colleges offer their own emergency grants, rental search support, and legal clinics for off-campus student renters.

Most programs require proof of Massachusetts residence, income documentation, and showing housing instability or need.

Key Forms for Student Renters in Massachusetts

When applying for rental assistance or moving into your first apartment in Massachusetts, you'll encounter several important forms. Understanding these documents can help you access resources or resolve problems:

• RAFT Application
  
  • When to use: If you're behind on rent or can't afford move-in costs, complete this form to apply for the RAFT program.
  • How to use: Gather necessary documents (leases, notices, pay stubs), fill out the application, and submit through your local housing agency.
  • Access the RAFT Application
• Move-In/Move-Out Condition Statement (Form Required by MGL c.186, §15B)
  
  • When to use: At move-in, your landlord must give you this form so you can note any existing damage. It helps protect your security deposit.
  • How to use: Inspect the apartment, list concerns, sign and return it within 15 days of moving in. Keep a copy for your records.
  • View sample and rules for the Condition Statement
• Rental Application Form
  
  • When to use: Submit this to prospective landlords to start the rental process. You’ll provide information about you, your cosigner (if any), and references.
  • How to use: Complete truthfully, attach any required documentation, and return as instructed by the landlord.
  • Sample Rental Application (official template)

Filling out these forms accurately is crucial—errors could delay help or jeopardize your rental security.

Know Your Rights and Responsibilities Under Massachusetts Law

Massachusetts renters—regardless of age or student status—are protected under Massachusetts General Laws Chapter 186 and Chapter 239 (Evictions). Key rights include:

• Right to a habitable apartment (heat, hot water, structural safety, etc.)
• Limits on security deposit (no more than one month's rent, must be returned with interest)
• Advance written notice before any rent increase (typically at least 30 days, unless your lease says otherwise)
• Strict protections against discrimination (landlords cannot deny students due to age, race, or source of income)
• Right to fair eviction procedures—landlords must follow legal steps and cannot forcibly remove you themselves

Legal disputes and eviction cases are handled by the Massachusetts Housing Court, the dedicated state board for residential tenancy matters.

What Should First-Time Student Renters Watch Out For?

Navigating your first lease comes with unique challenges. Here’s what Massachusetts student renters should keep in mind:

• Always request and review a written lease—verbal agreements can be risky.
• Document your apartment’s condition at move-in and keep photos as proof.
• Beware of “application fees”—Massachusetts law generally prohibits non-refundable screening charges.
• Ask your college about off-campus housing guidance or legal clinics. Their free services can help review leases and tenant rights.

Resources and protections are available, even if you’re renting your first apartment—just make sure you understand your rights and fill out all forms completely.

Frequently Asked Questions for College Student Renters in Massachusetts

1. Can I get state rental assistance as a college student in Massachusetts?
   Yes—college students may qualify for programs like RAFT and HomeBASE if they meet income and housing instability requirements. Check with your local housing agency for eligibility details.
2. What legal protections do student renters have in Massachusetts?
   You have the same rights as other renters: habitable housing, security deposit limits, anti-discrimination laws, and fair eviction processes under Massachusetts General Laws, Chapters 186 and 239.
3. Is my landlord allowed to charge me an application or screening fee?
   No, Massachusetts generally prohibits landlords from charging non-refundable application or screening fees, except for the cost of a credit check and only if provided as documentation.
4. How can I handle problems with landlords or maintenance?
   Document all issues in writing, communicate your concerns to the landlord, and contact your local housing authority or the Massachusetts Housing Court if problems aren’t resolved.
5. Where do I go if I receive an eviction notice?
   Review your notice carefully and seek help right away. Eviction cases are handled by the Massachusetts Housing Court, and you may qualify for emergency legal assistance or rental aid.

Key Takeaways for Student Renters

• Massachusetts offers rental assistance and protection for first-time student renters.
• Complete all required forms carefully—this helps unlock resources and protect your rights.
• Know your legal rights and keep good records to avoid and resolve rental disputes.

Need Help? Resources for Renters

• Massachusetts Department of Housing and Community Development – Statewide resource for RAFT, HomeBASE, and general renter assistance.
• Massachusetts Housing Court – Handles all residential tenant-landlord disputes and offers information for self-represented renters.
• Official Tenants' Rights Guide – Comprehensive, plain-language resource on Massachusetts renter law.
• Contact your campus housing office or legal aid clinic for free lease reviews and support.

---

1. Massachusetts General Laws Chapter 186: Tenant and Landlord Law
2. Massachusetts General Laws Chapter 239: Summary Process for Possession of Land (Evictions)
3. Massachusetts Housing Court: Official Tribunal Handling Residential Tenancies
4. RAFT Application and HomeBASE Program: RAFT – Residential Assistance for Families in Transition

Categories

Renter Rights & Legal Protections Lease Agreements & Renewals Rent, Fees & Security Deposits Moving In: Inspections & Disclosures Moving Out & Ending a Lease Maintenance, Repairs & Habitability Health & Safety Standards Evictions & Lease Violations Roommates, Subletting & Shared Housing Discrimination & Fair Housing Laws Accessibility & Disability Accommodations Utilities, Services & Billing Affordable Housing & Rental Assistance Rent Control & Rent Stabilization Privacy Rights & Landlord Entry Security, Locks & Emergency Protections Dispute Resolution & Legal Aid Retaliation & Harassment Protections Mobile Home & Manufactured Housing Rights Special Housing Types & Situations