Wisconsin Income Limits for Affordable Housing: What Renters Need to Know

Understanding whether you qualify for affordable housing in Wisconsin starts with knowing the current income limits for programs like Section 8, public housing, and other rental assistance. These limits determine if renters can access below-market rents or government help. This article explains income limits, how they're calculated, and guides you through the forms and resources you need to apply or appeal. All information and links are from official Wisconsin and federal government sources.

What Are Income Limits for Affordable Housing?

Income limits are financial thresholds set by the U.S. Department of Housing and Urban Development (HUD) and the Wisconsin Housing and Economic Development Authority (WHEDA). They ensure that affordable housing programs serve low- to moderate-income individuals and families in need. If your household’s income fits within these limits, you might qualify for rent assistance or subsidized housing.

These income limits vary depending on:

• Your county in Wisconsin
• Number of people in your household
• The type of housing program (e.g., Section 8 Housing Choice Voucher, Public Housing, or other rental assistance programs)

How Are Wisconsin Income Limits Set?

Each year, HUD publishes regional income limits based on area median income (AMI). Here’s what you need to know:

• Extremely Low-Income: Up to 30% of the area median income
• Very Low-Income: Up to 50% of the area median income
• Low-Income: Up to 80% of the area median income

For example, in Madison (Dane County) for 2024, a household of four typically must earn less than $55,250 (50% AMI) to qualify for certain programs. Always check the official Wisconsin HUD income limits tool for detailed, current figures.

Which Affordable Housing Programs Use Income Limits?

A few key programs include:

• Section 8 Housing Choice Voucher
• Public Housing
• WHEDA-administered affordable apartment properties

You’ll need to provide proof of income, family size, and other information during your application.

Key Forms and How to Use Them

Applying or reporting changes for affordable housing programs involves specific forms. Here are the most common:

• HUD Form 52578: Housing Choice Voucher Program Application
  When to use it: When applying to your local public housing agency for a Section 8 voucher. For example, if you’re a renter looking to get on your city’s waitlist, submit this form.
  Download HUD Form 52578 here.
• HUD Form 9886: Authorization for Release of Information
  When to use it: Required for all adults applying for HUD-funded housing to allow verification of income and eligibility. For example, if you’ve started an application with your local authority you must complete this to move forward.
  Access HUD Form 9886.
• WHEDA Rental Assistance Application
  When to use it: Used for some properties managed and financed by WHEDA. Typically, the specific property will provide this form, but you can contact WHEDA for guidance or applications.
• Change in Income Reporting Form (Local PHA forms)
  When to use it: If you lose your job or your income changes, you must notify your Public Housing Agency (PHA) using their designated form. For example, Milwaukee County’s form is available on their official housing site.

Residential Tenancy Oversight in Wisconsin

Wisconsin rental disputes and tenant rights are overseen by the Wisconsin Department of Administration, Division of Energy, Housing and Community Resources (DEHCR) and, for legal issues, local county housing authorities and courts. There is no singular "tenant tribunal" but renters may resolve disputes in Wisconsin Small Claims Court. Keep this in mind for appeals or unresolved issues.

Wisconsin’s main rental laws are found in the Wisconsin Statutes, Chapter 704 – Landlord and Tenant^[1].

How to Check If You Qualify for Affordable Housing

Here's a practical summary to check your eligibility:

• Find your county's latest HUD income limits using the HUD income limits search tool.
• Compare your household size and combined gross income to the posted limits.
• If under the limit, gather documentation (pay stubs, benefits statements, tax returns).
• Apply through your local housing authority, public housing agency, or directly with a WHEDA-approved property manager.

FAQs About Income Limits for Affordable Housing in Wisconsin

1. How often do Wisconsin income limits change?
   HUD updates income limits annually. Check with your local housing authority or the official HUD tool every year.
2. What if my income changes after I move in?
   You must report changes (job loss, raise, etc.) to your program administrator using the Change in Income Reporting Form. This could change your rent amount or program eligibility.
3. Can I apply to more than one county or city for assistance?
   Yes, but waitlist rules vary. Contact each local public housing agency for policies and application procedures.
4. Is Social Security or disability income counted toward limits?
   Yes, most forms of income—including Social Security, disability, and welfare—are counted under HUD rules.
5. Where do I appeal if my application is denied?
   Start with your local housing authority. For formal appeals, unresolved issues typically go through Wisconsin Small Claims Court or local court systems.

Conclusion: Key Takeaways

• Wisconsin’s income limits for affordable housing depend on your county, household size, and program.
• You must apply using official forms and promptly report any changes in income.
• Always use official HUD and WHEDA resources for up-to-date figures and guidance.

Knowing where to find and how to use these resources helps renters secure safe, affordable housing in Wisconsin.

Need Help? Resources for Renters

• WHEDA Renters and Housing Resources: Guidance for affordable rental options, applications, and contacts.
• HUD Wisconsin: Renting Information: Official rental assistance and eligibility info.
• Wisconsin Department of Justice – Landlord and Tenant Resource Center: Tenant rights, legal forms, and support.
• Wisconsin Courts: Landlord/Tenant: Court information for rental disputes and small claims.

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1. Wisconsin Statutes, Chapter 704 – Landlord and Tenant
2. HUD Wisconsin Income Limits Data
3. Wisconsin Housing and Economic Development Authority (WHEDA)
4. HUD Public Housing Program
5. HUD Housing Choice Voucher Program (Section 8)

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