Understanding Low-Income Housing Tax Credit Rentals in South Carolina

Finding affordable housing can be challenging, but the Low-Income Housing Tax Credit (LIHTC) program in South Carolina offers hope for renters seeking quality housing at reduced rent. Understanding how LIHTC properties work, who qualifies, and how to apply can help renters make empowered choices for stable housing.

What Is the Low-Income Housing Tax Credit (LIHTC) Program?

The LIHTC program is a federal initiative that encourages private developers to build or renovate affordable rental housing for low- and moderate-income families. In South Carolina, these properties are managed locally by the South Carolina State Housing Finance and Development Authority (SC Housing).

• LIHTC properties have rent limits based on the area’s median income
• Qualified renters pay below-market rent
• Landlords receive tax credits in exchange for capping rent

Who Can Qualify for LIHTC Apartments?

Eligibility for LIHTC housing in South Carolina is based on household size and income. Typically, your income must be at or below 60% of the Area Median Income (AMI), though specific properties may accept different income limits.

• Proof of income such as pay stubs or benefit letters is required
• Background and credit checks may apply
• Some units prioritize seniors, disabled persons, or families

Always ask property managers for specific requirements at the LIHTC location you are interested in.

How to Find and Apply for LIHTC Properties in South Carolina

SC Housing provides a central listing of affordable rental properties, including LIHTC apartments. Compare availability, location, and suitability for your needs.

• Step 1: Search the rental directory and select eligible LIHTC units
• Step 2: Contact the property’s leasing office directly for an application
• Step 3: Submit required forms and documents, such as proof of income
• Step 4: Complete interviews and provide any further requested information

Some properties may have waitlists; ask the property manager about timelines and next steps.

South Carolina LIHTC Rental Application Forms

There is no standard statewide form; each property manages its own application process. However, in general, you will need to use:

• Rental Application Form (varies by property): Used to apply for a unit in a LIHTC property. Provides basic information about your household, income, and background. Available through the rental office or property’s website.
• Income Verification Authorization Form (often provided by property): Allows the rental office to verify your income with employers or agencies. Complete this after the initial application at the property manager’s request.

Example: After finding a LIHTC property in Columbia, you contact the property manager and request the official rental application form. After submitting, you sign an income verification form so they can check your employment status. For official rental assistance forms or guidance, see the SC Housing rental assistance page.

Tenant Rights and Protections in LIHTC Properties

Renters in LIHTC buildings in South Carolina have important rights under state and federal law:

• Fair housing protections (discrimination based on race, age, disability, etc. is not allowed)
• Tenant rights under the South Carolina Residential Landlord and Tenant Act
• Protection from unjust rent increases: LIHTC units usually have annual rent adjustment limits
• Right to receive proper eviction notice and a legal process

If you have concerns, contact the South Carolina Department of Consumer Affairs for housing issues, or file complaints with the property manager and keep records of communication.

Which Tribunal Handles Tenant-Landlord Cases?

In South Carolina, landlord–tenant disputes are typically handled by the Magistrate Court, which oversees eviction actions and other housing issues. You may file complaints or defend your rights through this court.

South Carolina Legislation Protecting LIHTC Renters

The South Carolina Residential Landlord and Tenant Act is the primary law governing rental housing, including LIHTC units. It covers leases, maintenance, deposits, eviction, and tenant protections.¹

FAQ

1. How do I find available LIHTC apartments in South Carolina?
   Visit the SC Housing rental directory to browse all listed affordable and LIHTC properties statewide.
2. Is there a waiting list for LIHTC housing?
   Yes, some properties maintain waiting lists. Ask the property manager about your expected wait time and procedures for updates.
3. What documents do I need when applying for LIHTC housing?
   Typically, you’ll need proof of income, photo identification, Social Security numbers, and may be asked for references or background check consents.
4. Can LIHTC landlords raise my rent at any time?
   No, rent increases are limited by federal regulations and must follow income guidelines. Annual reviews may adjust your rent if the area median income changes.
5. What should I do if I believe I was unfairly denied an LIHTC unit?
   Request written reasons for denial and, if discrimination is suspected, file a complaint with the U.S. Department of Housing and Urban Development or the SC Housing Fair Housing office.

Conclusion: Key Takeaways for South Carolina Renters

• LIHTC apartments offer quality, affordable rental options statewide.
• Eligibility is based on household income and size—always confirm requirements with each property.
• Know your rights under South Carolina’s rental laws and contact local resources if you have concerns.

Need Help? Resources for Renters

• South Carolina State Housing Finance and Development Authority (SC Housing)
• South Carolina Department of Consumer Affairs – Landlord/Tenant Resources
• South Carolina Magistrate Court – Landlord-Tenant Dispute Information
• SC Fair Housing Information and Complaints
• U.S. Department of Housing and Urban Development – Rental Assistance

---

1. South Carolina Residential Landlord and Tenant Act

Categories

Renter Rights & Legal Protections Lease Agreements & Renewals Rent, Fees & Security Deposits Moving In: Inspections & Disclosures Moving Out & Ending a Lease Maintenance, Repairs & Habitability Health & Safety Standards Evictions & Lease Violations Roommates, Subletting & Shared Housing Discrimination & Fair Housing Laws Accessibility & Disability Accommodations Utilities, Services & Billing Affordable Housing & Rental Assistance Rent Control & Rent Stabilization Privacy Rights & Landlord Entry Security, Locks & Emergency Protections Dispute Resolution & Legal Aid Retaliation & Harassment Protections Mobile Home & Manufactured Housing Rights Special Housing Types & Situations