Utilities Setup Checklist for Indiana Renters

Moving into a new rental home in Indiana means more than just unpacking. One of your most important early steps is making sure your utilities—like electricity, water, and gas—are set up before you settle in. This guide provides a thorough checklist tailored to Indiana’s laws and helpful links to government resources for a smooth move-in experience.

Understanding Utilities in Indiana Rentals

Utilities in Indiana rentals typically include electricity, gas, water, sewer, and sometimes trash collection or internet. Whether you or your landlord is responsible for setting up and paying utilities should be clearly stated in your lease agreement. According to the Indiana Code Title 32, Article 31: Landlord-Tenant Relations, landlords must disclose utility arrangements before move-in. Always review your lease and ask your landlord if you’re unsure which services you must arrange.

Utilities Setup Checklist

Getting your utilities started can be confusing in a new rental, especially if it’s your first time. Follow this checklist for Indiana:

• Confirm utility responsibilities in your lease. Identify which utilities are included and which you must set up in your name.
• Contact providers 1–2 weeks before move-in. Major companies in Indiana include:
  • Indiana Michigan Power – Electricity
  • Citizens Energy Group – Gas & Water (Indianapolis area)
  • NIPSCO – Gas & Electricity (Northern Indiana)
• Provide identification and proof of residency to utility companies (e.g., lease or ID).
• Request a final meter reading to avoid being billed for previous tenants’ usage.
• Ask about deposits—many Indiana providers require a deposit for new accounts. Be sure to obtain a receipt.
• Record utility account numbers and customer service contacts for future reference.
• Test all utility services on move-in day. If something isn’t working, notify your landlord promptly in writing.

Required Indiana Disclosure Form

According to Indiana law, landlords must disclose certain information regarding utilities and billing. The most relevant official form is the Disclosure of Information on Lead-Based Paint and/or Lead-Based Paint Hazards (HUD-LEAD DISCLOSURE), which must be provided if the property was built before 1978. While not utility-specific, this form can affect water safety for renters. The form is completed at lease signing and should be given to every new tenant. Download it from the Indiana Housing & Community Development Authority.

Move-In Utility Inspection Tips

• Take date-stamped photos of utility meters when you move in.
• Review your first month’s bills to ensure accurate start dates and correct readings.
• If you notice a utility is included in your rent but regularly experiences problems or service shutoffs, document the issue and notify your landlord immediately.

If you have reason to believe your landlord is charging you more than the actual utility costs (for example, in a shared meter situation), you may submit a complaint to the Indiana Utility Regulatory Commission Consumer Affairs Division.

Key Legal Protections for Indiana Renters

Indiana’s landlord-tenant law, found in IC 32-31, provides certain rights and responsibilities related to utilities:

• Landlords must not interrupt essential utilities (water, heat, electricity) as a means of forcing a tenant out. This is illegal under IC 32-31-5-6.
• Any change to utility responsibilities should be made in writing and agreed upon by both parties.
• You can seek intervention via Indiana’s courts or contact the Indiana Judicial Branch Small Claims Court for utility disputes involving monetary claims.

Official Tribunal for Tenant Disputes in Indiana

The Indiana Small Claims Court, part of the Indiana Judicial Branch, handles residential tenancy and utilities disputes. You can find contact details and filing information through their self-service legal center.

FAQ: Utilities for Indiana Renters

1. Do I need to pay a deposit for utilities in Indiana?
   Many utility companies require a deposit from new residential customers, particularly if you have not established credit with them previously. Check with your provider for specific amounts and policies.
2. What if my landlord controls the utility accounts?
   If utilities stay in your landlord's name, make sure the lease spells out payment arrangements. The landlord cannot disconnect utilities to force an eviction, per IC 32-31-8-5.
3. How can I dispute an inaccurate utility bill?
   First, contact your provider and request a review. Document everything. If unresolved, you may file a complaint with the Indiana Utility Regulatory Commission.
4. Must my landlord provide working utilities at move-in?
   Yes, unless otherwise specified in your lease. Essential services (water, heat, electricity) must be available for the premises to be habitable.
5. Where can I get help if I can’t afford my utility bills?
   You may be eligible for the state's Energy Assistance Program.

Need Help? Resources for Renters

• Indiana Housing & Community Development Authority: Renters Portal – Statewide renter resources, programs, and utility help
• Indiana Judicial Branch – Information on small claims court and resolving tenancy disputes
• Indiana Office of Utility Consumer Counselor – Assistance with utility complaints and questions
• Indiana Energy Assistance Program – Utility bill help for qualifying residents

---

1. Indiana Code Title 32, Article 31: Landlord-Tenant Relations
2. Indiana Housing & Community Development Authority – Rental Property Owners & Managers
3. Indiana Utility Regulatory Commission – File a Complaint
4. Indiana Judicial Branch: Self-Service Legal Center
5. Indiana Energy Assistance Program

Categories

Renter Rights & Legal Protections Lease Agreements & Renewals Rent, Fees & Security Deposits Moving In: Inspections & Disclosures Moving Out & Ending a Lease Maintenance, Repairs & Habitability Health & Safety Standards Evictions & Lease Violations Roommates, Subletting & Shared Housing Discrimination & Fair Housing Laws Accessibility & Disability Accommodations Utilities, Services & Billing Affordable Housing & Rental Assistance Rent Control & Rent Stabilization Privacy Rights & Landlord Entry Security, Locks & Emergency Protections Dispute Resolution & Legal Aid Retaliation & Harassment Protections Mobile Home & Manufactured Housing Rights Special Housing Types & Situations