Oregon Low-Income Housing Tax Credit: Renter Guide

Finding a safe, affordable place to live can be challenging—especially if you’re on a tight budget. In Oregon, the Low-Income Housing Tax Credit (LIHTC) program helps make quality rental housing more accessible for individuals and families with lower incomes. This article explains how LIHTC properties work in Oregon, your rights as a renter, and how to find and apply for these homes.

What Is the LIHTC Program?

The Low-Income Housing Tax Credit (LIHTC) is a federal program that encourages developers to create and maintain affordable apartments. In Oregon, these properties are monitored by the Oregon Housing and Community Services (OHCS) agency. If you qualify for a LIHTC unit, your rent will be limited by federal and state rules, making it much more stable and affordable than market-rate apartments.

Who Qualifies for LIHTC Housing in Oregon?

Eligibility for LIHTC housing depends on your income and the size of your household. Usually, your income can’t exceed a certain percentage of the area’s median income (AMI)—typically 60% or less. Some properties may have even lower income limits.

• You must provide proof of income and household size.
• Certain properties may have additional requirements (like age or disability status).

How to Find and Apply for LIHTC Properties

To search for affordable LIHTC rentals, start with the official OHCS Find Affordable Rental Housing tool. Each property has its own application requirements and waitlist processes.

• Contact the property’s management office directly to request an application.
• Complete all required forms, such as proof of income and household details.
• Be prepared for waitlists—many LIHTC apartments are in high demand.

If your application is denied or you experience issues during the process, contact OHCS or your local legal aid for guidance. Be sure to keep copies of all documents you submit and any communication with the property.

Important Forms for Oregon LIHTC Renters

• OHCS Affordable Rental Housing Application Form – This is typically available directly from each property or via the OHCS website. Use this form when applying to an affordable housing unit. For example, if you’re interested in a LIHTC apartment in Eugene, you would ask the property manager for their application packet and submit it as required.
• Oregon Tenant Complaint Form – If you believe your rights have been violated, such as being denied housing due to discrimination, you can file a complaint with the Oregon Bureau of Labor & Industries (BOLI) using their fair housing complaint form.

Your Rights and Protections as a LIHTC Renter in Oregon

All LIHTC renters in Oregon are protected by state tenant laws, whether you live in a subsidized unit or not. If you have problems with rent increases, eviction, or repairs, the Oregon Circuit Court's Landlord and Tenant program handles residential tenancy disputes.

Your rights are spelled out in the Oregon Residential Landlord and Tenant Act, which covers:

• Limits on rent increases (requirements for notice periods)
• Eviction procedures and required notices
• Landlord obligations for repairs and maintenance
• Your right to written notices and formal hearings if an eviction is filed

What to Do If Your Rights Are Violated

If you are experiencing discrimination, unsafe conditions, or believe you’re being unfairly denied housing, you have the right to file a complaint:

• Document your situation—save texts, letters, or take photos if needed.
• Submit the relevant complaint form to BOLI or request a hearing in the appropriate Oregon Circuit Court.
• Seek advice from OHCS or local legal aid for next steps.

FAQ: Oregon LIHTC and Affordable Housing

1. How do I qualify for a LIHTC apartment in Oregon?
   You must meet income limits (usually no more than 60% of the area median income) and provide documentation such as pay stubs, tax returns, and identification.
2. Can my rent go up while in a LIHTC unit?
   Rent increases are regulated and typically must follow state laws. Property managers must give advance written notice as required by Oregon law.
3. What can I do if my LIHTC application is denied?
   You may request a written explanation and file a complaint if you believe the denial was unfair or discriminatory. Contact OHCS or BOLI for help.
4. Are LIHTC tenants protected differently than other renters?
   LIHTC renters have the same legal protections as other Oregon tenants under the Residential Landlord and Tenant Act.
5. What agency enforces renters’ rights in Oregon?
   The Oregon Circuit Court's Landlord and Tenant division handles housing cases, while OHCS and BOLI provide additional oversight and assistance.

Key Takeaways for Oregon LIHTC Renters

• LIHTC properties provide stable, income-based rent options for qualified Oregon renters.
• Your rights are guaranteed by state law and official agencies can help if problems arise.
• Act promptly and use official forms if you need to apply, appeal, or file a complaint.

Need Help? Resources for Renters

• Oregon Housing and Community Services (OHCS) – Affordable housing information and statewide rental listings.
• Oregon Circuit Courts Landlord and Tenant Program – Handles rental disputes and eviction proceedings.
• Oregon Bureau of Labor & Industries (BOLI) – File fair housing complaints or report discrimination.
• Oregon Law Help – Free legal information and assistance for tenants.

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1. Oregon Residential Landlord and Tenant Act (ORS Chapter 90)
2. Oregon Housing and Community Services (OHCS)
3. Oregon Circuit Court Landlord and Tenant Program
4. Bureau of Labor & Industries: File a Housing Discrimination Complaint

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