Understanding Protected Classes in NC Fair Housing Law

Every renter in North Carolina deserves to feel secure and respected in their housing. North Carolina fair housing laws protect residents from discrimination based on specific personal characteristics, known as "protected classes." If you believe you’re experiencing unfair treatment by a landlord or property manager, understanding these protections is crucial.

Who Is Protected? Understanding "Protected Classes"

Both North Carolina state law and federal law protect renters from discrimination when they rent or apply to rent housing. These protected classes make it illegal for a landlord to refuse housing, raise rent, or set different terms based on someone’s personal traits. In North Carolina, the following classes are protected:

  • Race
  • Color
  • National origin
  • Religion
  • Sex (including gender identity and sexual orientation)
  • Disability
  • Familial status (includes families with children under 18 and pregnant individuals)

These categories are covered under the federal Fair Housing Act and enforced in North Carolina by state agencies as well.[1]

What Does Housing Discrimination Look Like?

Housing discrimination is any action by a landlord, manager, or agent that treats people differently because they are in a protected class. This can include:

  • Refusing to rent, renew, or sell based on your membership in a protected class
  • Charging higher rent or security deposits
  • Setting different rules or privileges
  • Harassing or intimidating tenants
  • Advertising that discourages certain groups
If you are denied housing or treated unfairly because of your race, disability, or other protected characteristic, you have the right to file a complaint even if you’re not sure you’ll win.

North Carolina Agencies and Complaint Process

In North Carolina, the NC Human Relations Commission (NCHRC) handles fair housing complaints. They work in partnership with HUD to ensure North Carolinians can report and resolve housing discrimination cases.

How to File a Fair Housing Complaint in North Carolina

If you believe your rights as a member of a protected class have been violated, you can file a complaint with the NCHRC. Below is a step-by-step outline of the process, along with the forms you might need.

  • NC Human Relations Commission Fair Housing Complaint Form
    Download the official Fair Housing Complaint Form (PDF).
    When to use: Use this form if you've experienced discrimination by a landlord, property manager, or real estate agent in North Carolina.
    Example: If a landlord refuses to rent to you because you have young children, you can use this form to file your official complaint with the state.
  • U.S. Department of Housing and Urban Development (HUD) Fair Housing Complaint Form (Form 903)
    Download and view HUD Form 903.
    When to use: If you wish to file a federal complaint, or if you feel your complaint should be addressed by HUD directly.
    Example: If you face discrimination in a federally-assisted housing property, you can submit HUD Form 903 online or by mail.
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How to Submit Your Fair Housing Complaint

  1. Download the appropriate form (see above).
  2. Provide all required information, including details of who discriminated, what happened, and supporting documentation (e.g., emails, texts, photos).
  3. Submit the completed form to the NC Human Relations Commission by mail, email, or in person. Federal complaints may be submitted directly to HUD.
  4. The agency will investigate, may attempt mediation, and can take enforcement action if discrimination is found.

For more information, visit the official NC Fair Housing portal or review state legislation via the North Carolina Fair Housing Act.[2][3]

FAQ: North Carolina Fair Housing Protections

  1. What should I do if my landlord refuses to rent to me because of my disability?
    You should file a complaint with the NC Human Relations Commission or HUD using their official forms. Acting quickly helps preserve your rights and evidence.
  2. Are LGBTQ+ renters protected under North Carolina housing laws?
    Yes. Gender identity and sexual orientation are protected under both federal and state fair housing regulations.
  3. How long do I have to file a fair housing complaint in North Carolina?
    You must file your complaint within one year of the alleged discriminatory act to the NC Human Relations Commission.
  4. Can my landlord ask if I have children or am pregnant?
    No. Familial status is protected, and landlords may not discriminate or ask inappropriate questions based on your family status.
  5. Which tribunal or board handles these complaints in North Carolina?
    The NC Human Relations Commission is responsible for investigating and addressing housing discrimination complaints in North Carolina.

Key Takeaways for NC Renters

  • If you are a renter and belong to a protected class, North Carolina law shields you from housing discrimination.
  • Official complaint forms and resources are available directly from government agencies.
  • If you experience unfair treatment, timely action is essential for getting help and protecting your rights.

Staying informed makes a difference—don’t hesitate to seek support or file a complaint if your housing rights are violated.

Need Help? Resources for Renters


  1. Fair Housing Act - U.S. Department of Justice
  2. North Carolina Fair Housing Act (N.C. Gen. Stat. § 41A-3)
  3. North Carolina Human Relations Commission — Fair Housing
Bob Jones
Bob Jones

Editor & Researcher, Tenant Rights USA

Bob writes and reviews tenant law content for various regions. They’re passionate about housing justice and simplifying legal protections for renters everywhere.