Understanding Missouri Low-Income Housing Tax Credit (LIHTC) Properties

Finding safe, affordable housing in Missouri can be challenging. One helpful resource for renters with low to moderate incomes is Missouri's Low-Income Housing Tax Credit (LIHTC) program. This program helps create and maintain quality housing options for individuals and families while offering protections and support for tenants. This guide explains how LIHTC works in Missouri and shares practical advice, including what forms you might need and who to contact for questions or concerns.

What Are LIHTC Properties?

LIHTC properties are rental apartments that benefit from federal and state tax incentives. In exchange, these properties must offer rent at below-market rates and follow guidelines to ensure units are affordable for people with low incomes.

• Administered in Missouri by the Missouri Housing Development Commission (MHDC)
• Eligibility usually based on income limits set by the U.S. Department of Housing and Urban Development (HUD)
• Rent is capped and adjusted by household size and area median income

To qualify, tenants usually can't earn more than 60% of the Area Median Income (AMI), and landlords must follow specific rules about rent increases and tenant selection.

How to Apply for an LIHTC Apartment in Missouri

Looking for affordable rent? Here’s how to get started:

• Search for available LIHTC properties through the MHDC Rental Listing.
• Contact the property manager directly—each building manages its own applications and waiting lists.
• Complete all required applications, provide proof of income, and pass eligibility screening.

Keep in mind application wait times can vary. Many communities keep waiting lists.

Missouri Tenancy Rights and Protections in LIHTC Properties

LIHTC renters have the same basic rights as other Missouri tenants, with federal oversight ensuring fair treatment. Key protections and responsibilities include:

• Right to a safe and habitable home
• Limits on rent increases (usually only once per year, with advance notice)
• Protections against unfair evictions (eviction must follow Missouri law)
• Access to grievance procedures if you believe program guidelines aren’t being followed

Missouri’s rules for tenant-landlord relationships are outlined in the Missouri Revised Statutes, Chapter 441—Landlord and Tenant^[1].

Key Forms for LIHTC Renters in Missouri

• Tenant Complaint Form (MHDC)
  When to use: If you have concerns about your LIHTC landlord not following property maintenance, rent calculation, or fair treatment, you can submit a Tenant Complaint Form to MHDC.
  How to use: Download the Tenant Complaint Form (PDF), fill it out with details about your issue, and return it by mail or email as listed on the form. Example: If your rent was raised without proper notice, use this form to alert the Commission.
• Rental Assistance Application (If Needed)
  When to use: Some renters may qualify for rental assistance if facing hardship. Learn about options at State Assistance for Housing Relief (SAFHR).

Which Authority Handles Tenant Complaints or Disputes?

General disputes over rent increases, evictions, or housing standards are handled in local courts (often called Circuit Courts) where the property is located. For program-specific complaints, contact the Missouri Housing Development Commission. Missouri does not have a specialized residential tenancy tribunal; court information is available at the Missouri Judiciary's Court Directory.

Your Rights During Rent Increases or Evictions

LIHTC landlords must follow both federal guidelines and Missouri law. If you receive notice of a rent increase or eviction, check:

• You received written notice with at least one full rental period’s advance warning (often 30 days)
• Rent increase is within HUD-approved annual limits
• If eviction is threatened, you’re offered a chance to correct lease violations or contest the claim in court

If you believe your rights are violated, contact MHDC immediately and consider seeking legal support.

FAQ About LIHTC Properties in Missouri

1. Who is eligible to live in a LIHTC property in Missouri?
   Eligibility is based on household income compared to local Area Median Income (AMI) requirements, typically below 60% of AMI. Each property will review your income and household size during the application process.
2. Can my rent go up in a LIHTC property?
   Rent can be adjusted each year but must follow HUD and MHDC limits. Landlords must provide written notice in advance.
3. What should I do if my unit is in disrepair or unsafe?
   Report the issue to your property manager in writing. If it is not addressed, complete the MHDC Tenant Complaint Form and submit it to MHDC.
4. Where do I go if I have a legal dispute about my tenancy?
   Missouri Circuit Courts handle landlord-tenant disputes. Find contact details at the Missouri Judiciary Court Directory.
5. Is there rental assistance if I lose income?
   Yes, you may be able to apply for help through Missouri's State Assistance for Housing Relief (SAFHR) program.

Summary: Key Takeaways for LIHTC Renters

• LIHTC properties offer affordable rents with predictable protections for income-eligible Missourians.
• Tenants have rights under both federal program rules and Missouri landlord-tenant law.
• For unresolved issues, contact MHDC or your local court for help.

Always document issues and review program guidelines to stay informed about your protections.

Need Help? Resources for Renters

• Missouri Housing Development Commission (MHDC) – For LIHTC property questions and tenant complaints
• MHDC Rental Property Search – Find LIHTC apartments
• State Assistance for Housing Relief (SAFHR) – Rental assistance for qualified renters
• Missouri Judiciary Court Directory – For court locations and contact information
• Missouri Revised Statutes Chapter 441 – Full text of state tenancy law

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1. Missouri Revised Statutes, Chapter 441: Landlord and Tenant
2. Missouri Housing Development Commission Official Site
3. HUD MTSP Income Limits
4. State Assistance for Housing Relief (SAFHR)

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