Michigan Income Limits for Affordable Housing: What Renters Need to Know

If you're renting in Michigan and looking for stable, affordable housing, understanding the income limits for state and federal housing programs is an essential first step. Income limits determine your eligibility for programs like Section 8, public housing, and other rental assistance options across Michigan. Here's what you need to know to check if you qualify and how to navigate the application process.

What Are Income Limits for Affordable Housing in Michigan?

Affordable housing programs in Michigan use income limits to ensure assistance goes to households with the greatest financial need. The U.S. Department of Housing and Urban Development (HUD) sets these limits annually, based on household size and the local Area Median Income (AMI).

• Extremely Low Income: 30% of AMI or less
• Very Low Income: 50% of AMI or less
• Low Income: 80% of AMI or less

For example, in Wayne County for 2024, a family of four qualifies for Section 8 assistance if their combined gross income is below $39,600 (very low income limit). Different counties may have slightly different thresholds. See the full list of income levels by county and household size using the current HUD income limits tool.

Major Affordable Housing Programs in Michigan

Several rental assistance programs operate under different income limits. Here are the main options:

• Section 8 Housing Choice Voucher
• Public Housing
• Michigan State Housing Development Authority (MSHDA) Rental Assistance
• Low-Income Housing Tax Credit (LIHTC) Properties

How Income is Calculated for Eligibility

Your eligibility is based on your household’s gross annual income, including wages, Social Security, unemployment, and more. Verification documents are generally required as part of the application.

Relevant Forms for Renters Seeking Affordable Housing

• MSHDA Housing Choice Voucher (Section 8) Pre-Application
  Form Name: Pre-Application for Housing Choice Voucher
  When Used: Complete this form to join the waiting list when MSHDA opens the list for new applicants. Submit online or by mail as specified.
  View and apply via MSHDA official site
• HUD Form 9886: Authorization for the Release of Information
  When Used: You’ll sign this as part of the application process for Section 8 or public housing. It allows agencies to verify your income and eligibility.
  Download HUD-9886 (PDF)
• Annual Recertification Forms
  When Used: Once you’re accepted into a program, you must recertify your income yearly with your local agency. They will provide the specific forms needed.
  Learn about recertification on the MSHDA site

Timely and complete submission of these forms is key to securing or keeping your housing assistance benefit.

Which Tribunal Handles Rental and Tenancy Disputes in Michigan?

In Michigan, landlord-tenant disputes, including those involving public or subsidized housing, are managed by the Michigan District Courts. Each county has a District Court with authority to resolve rental disputes such as evictions, non-payment of rent, or challenges to housing program decisions.

Which Law Governs Tenancies in Michigan?

Michigan rental agreements and tenant protections are primarily governed by the Michigan Truth in Renting Act and relevant federal housing laws.^[1]

Action Steps if You’re Interested in Affordable Housing Assistance

• Check the current income limits for your county and household size using HUD’s tool.
• Visit the MSHDA official rental assistance page for program openings and application instructions.
• Gather documents: ID, Social Security numbers, proof of income, benefits, and savings for everyone in your household.
• Complete the relevant pre-application forms as soon as waiting lists open. Submit all materials via the preferred (usually online) method.
• Track your application, and respond swiftly to any agency requests for additional information.

If you receive housing assistance, comply with annual recertification to keep your benefits. The agency will notify you when it’s time to submit new income documents.

FAQs: Income Limits & Michigan Affordable Housing

1. How do I know if I qualify for affordable housing programs in Michigan?
   Eligibility is mostly based on your household’s gross income, which must fall below the program’s income limit for your county and family size. Check the current limits at HUD’s income limits lookup.
2. What if my income changes after applying?
   You should report all income changes to the agency administering your assistance. This might affect your eligibility or benefit level, but failure to report may result in penalties.
3. Do all affordable housing programs have the same income limits?
   No. Section 8, public housing, and LIHTC properties often have different criteria, so it’s important to confirm each program’s rules before applying.
4. Where can I get official forms for Michigan rental assistance?
   Find application forms and official guidance on the MSHDA Rental Assistance Programs page.
5. Who should I contact if I have a dispute with my landlord about subsidized housing?
   Rental disputes are handled by your county’s Michigan District Court. Legal services groups can help you prepare your case.

Summary: Key Takeaways for Michigan Renters

• Income limits for affordable housing vary by county and program—always check the latest published figures.
• Application forms are needed for each program, and timely recertification is required to maintain assistance.
• For disputes, Michigan District Courts are the venue for landlord-tenant matters.

Being prepared with documentation and understanding program criteria can help renters secure affordable, stable housing in Michigan.

Need Help? Resources for Renters

• Michigan State Housing Development Authority (MSHDA) Rental Assistance Programs – Application details, program guides, and income limits
• HUD Michigan: Renters and Affordable Housing – Federal housing resources in Michigan
• Michigan Legal Help: Housing – Free guides and tools for renters
• Michigan District Courts – Find your local court for landlord-tenant cases

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1. See: Michigan Truth in Renting Act and MSHDA affordable housing program requirements.

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