Low-Income Housing Tax Credit Rentals: Michigan Renter's Guide

If you're searching for affordable rental housing in Michigan, understanding the Low-Income Housing Tax Credit (LIHTC) program can open doors to stable, cost-controlled homes. LIHTC properties in Michigan provide reduced rents to income-qualified renters. This guide covers how LIHTC works, how to apply, your rights, key forms, and where to seek help if issues arise with your LIHTC landlord.

What Are LIHTC Properties?

The Low-Income Housing Tax Credit (LIHTC) program is a federal initiative that increases the supply of affordable rental housing. It works by offering tax credits to property developers who agree to keep rents affordable for low- and moderate-income households.

• Rents in LIHTC units are capped based on income limits set by HUD and the Michigan State Housing Development Authority (MSHDA).
• To live in a LIHTC property, renters must meet income eligibility, usually earning less than 60% of the Area Median Income (AMI) for their county.
• The program covers apartments, townhouses, and some single-family rentals.

Who Oversees LIHTC Rentals in Michigan?

In Michigan, the Michigan State Housing Development Authority (MSHDA) administers the LIHTC program. This agency monitors compliance, rent limits, and property quality. Renters must still follow Michigan’s Landlord and Tenant Relationships Act (Act 348 of 1972) whether they live in a LIHTC or market-rate unit.

How to Apply for LIHTC Housing in Michigan

Applying for a LIHTC apartment involves contacting the desired property directly. Each development manages its own waitlist and application process. Here’s what you’ll generally need:

• A completed rental application from the property manager
• Proof of income, such as recent pay stubs, benefit letters, or tax returns
• Identification for all adult household members
• Consent forms for background and credit checks

LIHTC rents are not based on a renter's exact income, but they are set below local market rates according to federal formulas.

Which Forms Might Michigan LIHTC Renters Need?

• MSHDA Tenant Income Certification Form (TIC)
  This is the main official form that applicants and existing residents complete to prove income eligibility. It is used during the move-in process and for annual recertification. A property manager will typically supply and help you fill it out.
  Download the official TIC form (PDF).
• MSHDA Reasonable Accommodation Request Form
  Used when a renter with a disability requests a change in rules or physical modifications to accommodate their needs. For example, requesting a reserved accessible parking spot.
  Form and process details: Request form (official MSHDA).
• Michigan Complaint Form for Housing Discrimination (MDCR)
  If a renter believes they've been denied a LIHTC unit or discriminated against, they can file this form with the Michigan Department of Civil Rights (MDCR).
  View official complaint process at MDCR.

Your Legal Rights in LIHTC Rentals

LIHTC renters in Michigan have the same protections as other tenants. Key legal points include:

• Landlords must keep the rental safe and habitable (see Section 554.139 of the Landlord and Tenant Relationships Act).
• Your rent may only go up within LIHTC cap limits. Annual income reviews are required.
• Eviction requires proper legal notice and court process. The Michigan District Court handles eviction cases.

Key Steps: What to Do If You Have a Dispute with Your LIHTC Landlord

• Request all communications in writing, including rent increases or repair requests.
• Use official rental complaint and accommodation request forms when needed.
• If unresolved, you can file a complaint with MSHDA or the Michigan Department of Civil Rights.

FAQs for Michigan LIHTC Renters

1. How do I qualify for a LIHTC apartment in Michigan?
   Eligibility is based on your total household income compared to the local Area Median Income (AMI). Most LIHTC units are reserved for those earning less than 60% of the AMI. Verification may be required every year.
2. Can my LIHTC landlord raise my rent?
   Yes, but only within LIHTC rent cap guidelines set by the federal government and monitored by MSHDA. Market-rate increases do not apply.
3. Who handles eviction cases in Michigan?
   The Michigan District Court (Landlord-Tenant Division) oversees eviction and major disputes.
4. What should I do if my income changes while living in a LIHTC property?
   Report income changes as soon as possible to your property manager. They will advise on recertification and whether you remain eligible.
5. How can I make a disability-related request?
   Ask for the MSHDA Reasonable Accommodation Request Form from the property manager or download it from the official MSHDA website. Submit it in writing for prompt consideration.

Need Help? Resources for Renters

• Michigan State Housing Development Authority (MSHDA) – Main agency for LIHTC, rental listings, and tenant support.
• Michigan District Court Landlord-Tenant Division – Handles evictions and legal disputes.
• Michigan Legal Help – Free information and resources for tenants facing eviction or housing issues.
• Michigan Department of Civil Rights (MDCR) – Help with housing discrimination complaints.
• MSHDA Housing Choice Voucher (Section 8) Information

---

1. Michigan LIHTC official program site (MSHDA)
2. Michigan Landlord and Tenant Relationships Act (Act 348 of 1972)
3. Michigan District Court: Landlord-Tenant
4. HUD LIHTC Income Limits and Data

Categories

Renter Rights & Legal Protections Lease Agreements & Renewals Rent, Fees & Security Deposits Moving In: Inspections & Disclosures Moving Out & Ending a Lease Maintenance, Repairs & Habitability Health & Safety Standards Evictions & Lease Violations Roommates, Subletting & Shared Housing Discrimination & Fair Housing Laws Accessibility & Disability Accommodations Utilities, Services & Billing Affordable Housing & Rental Assistance Rent Control & Rent Stabilization Privacy Rights & Landlord Entry Security, Locks & Emergency Protections Dispute Resolution & Legal Aid Retaliation & Harassment Protections Mobile Home & Manufactured Housing Rights Special Housing Types & Situations