RUBS Utility Billing Rules for Kentucky Renters

If you’re renting an apartment or home in Kentucky, you might hear about RUBS (Ratio Utility Billing System) utility billing. This method divides the property's utility costs—like water, gas, or trash—among residents using a set formula, rather than based on individual meters. Understanding how RUBS works, your rights as a Kentucky renter, and what to do if there’s a dispute, can help you feel more secure in your home.

What is RUBS Utility Billing?

The Ratio Utility Billing System (RUBS) is a common way for landlords to share utility costs among tenants, especially in multi-unit properties without separate meters for each unit. Instead of charging each tenant only for their usage, landlords calculate each renter’s share based on formulas considering factors like unit square footage, number of occupants, or bedroom count.

  • Water, gas, electric, or trash charges can be divided through RUBS.
  • This system is widely used when splitting the cost of utilities for buildings where installing sub-meters isn’t practical.
  • Your lease should state if RUBS is used and explain how your share is calculated.

Is RUBS Legal in Kentucky?

Kentucky does not have statewide laws specifically regulating RUBS, but lease agreements are generally governed by the Kentucky Uniform Residential Landlord and Tenant Act (URLTA) in some jurisdictions1. These rules only apply if your city or county has adopted URLTA. If so, your landlord must provide clear information in the lease about utility billing practices, including RUBS.

RUBS billing is generally allowed if the lease clearly discloses it. If the lease is unclear, or you’re billed in a way you did not agree to, you may have grounds for dispute. Major cities like Lexington and Louisville have adopted URLTA—check with your local government for your city’s rules.

Your Rights and Protections

Understanding your rights is important if your landlord uses RUBS to bill for utilities:

  • Lease Transparency: For renters under URLTA, landlords must specify how utilities will be charged, including any RUBS formulas or calculations, in writing.
  • No Unlawful Billing: Landlords cannot bill you in ways not outlined in your lease agreement or add unauthorized fees.
  • Access to Statements: You can request information on how utility charges were calculated and ask for a breakdown of costs.
  • Right to Dispute: If you believe charges are unfair, you may file a complaint or seek assistance through local legal aid or your city’s agency.

If you’re unsure how your bill is calculated, start by reviewing your lease and contacting your landlord for clarification.

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What Forms Might a Renter Use?

  • Tenant Complaint Form (Lexington-Fayette Urban County Government): Used to report suspected violations of URLTA, like unclear or unfair RUBS billing. You'd complete this if your landlord did not provide a clear utility breakdown or tried to charge for unlisted items.
    Access official Tenant Complaint Form

Example: If you notice that your electric bill suddenly spikes and the landlord cannot explain why, or refuses to show you how the RUBS formula was calculated, filing a Tenant Complaint Form with your local jurisdiction is a proper first step. Always retain a copy of your lease and any correspondence for your records.

How to Address a Utility Billing Dispute

If you believe you’ve been billed incorrectly or unfairly under a RUBS system, follow these steps for a prompt and effective response:

  • Review your lease to confirm RUBS details.
  • Contact your landlord in writing to ask for an itemized breakdown of your utility bill.
  • If not resolved, file a complaint with your city’s landlord-tenant office or through an official tribunal.
If you live in a city or county that has not adopted Kentucky’s URLTA, utility billing disputes may need to be handled in Small Claims Court or through other local dispute resolution services.

Who Handles Rental Disputes in Kentucky?

Official disputes about rental or utility billing practices in Kentucky are handled differently depending on location. In URLTA areas, you can contact the relevant city or county Landlord-Tenant Board:

Elsewhere in Kentucky, disputes may go to Small Claims Court or be handled by local housing authorities.

FAQ: RUBS Utility Billing for Kentucky Renters

  1. Is my landlord required to use individual meters or can they use RUBS for billing?
    There is no statewide Kentucky law requiring separate meters. Landlords may use RUBS if it is clearly described in your lease agreement.
  2. What can I do if my RUBS billing seems unfair or unclear?
    Request a breakdown from your landlord. If not resolved, contact your city’s Landlord-Tenant Office or file a tenant complaint form.
  3. Does Kentucky’s landlord-tenant law (URLTA) apply in my city?
    URLTA applies only in certain cities and counties (like Lexington or Louisville). Check with your local housing office to confirm.
  4. Can my landlord disconnect utilities if I dispute the bill?
    No. Under URLTA, landlords cannot shut off utilities as retaliation or to force payment1.
  5. What official form do I use for complaints about RUBS billing?
    You can use the Tenant Complaint Form (available from city landlord-tenant offices, e.g., Lexington-Fayette Urban County Government).

Conclusion: Key Takeaways for Kentucky Renters

  • RUBS billing is legal in Kentucky if clearly disclosed in your lease, especially in URLTA jurisdictions.
  • You have the right to request transparent billing and dispute unfair charges through your city’s complaint process.
  • Know your local rules—URLTA only applies in certain areas, so always check your city or county’s resources.

Clear communication and documentation are your best protection as a renter using RUBS billing in Kentucky.

Need Help? Resources for Renters


  1. Kentucky Uniform Residential Landlord and Tenant Act (KRS Chapter 383.500 to 383.715)
Bob Jones
Bob Jones

Editor & Researcher, Renter Rights USA

Bob writes and reviews tenant law content for various regions. They’re passionate about housing justice and simplifying legal protections for tenants everywhere.