Disputing a Water Bill in Kentucky: Tenant Rights & Steps

If you're renting in Kentucky and have a disagreement over your water bill—such as unexpectedly high charges, unclear billing, or disputes over responsibility—you have rights and practical options. Understanding when and how you're responsible for utility charges can help you resolve disputes with your landlord or utility provider fairly and confidently.

Understanding Water Bill Responsibility in Kentucky Rentals

Most rental agreements in Kentucky specify whether utilities like water are included in rent or billed separately to the tenant. Your lease should state who is responsible for paying water bills and how these charges are calculated. If your landlord provides water as part of your tenancy, they are usually required to keep the service in good working order per the Kentucky Uniform Residential Landlord and Tenant Act (URLTA).[1]

  • Check your lease. Confirm whether water is included with your rent or paid separately.
  • If billed separately, ask your landlord for a copy of the utility bill or the meter reading used to calculate your share.
  • If your lease is silent or unclear about utilities, Kentucky law generally holds landlords responsible for ensuring basic utilities are available, but you may still be required to pay if you've agreed to it in writing.

Common Water Bill Disputes for Kentucky Tenants

Some of the most frequent issues involve:

  • Unexplained increases in water bills
  • Charges for leaks or repairs outside the tenant’s control
  • Paying for other units’ usage in multi-family properties
  • Disconnection or shutoff threats for unpaid bills

Disagreements often stem from unclear billing methods or a lack of access to actual water usage data.

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Steps to Take if You Disagree With Your Water Bill

If you think your water bill is incorrect or unfair, you should:

  • Request a copy of the utility bill and meter reading from your landlord or property manager.
  • Double-check your lease agreement for utility responsibility and payment terms.
  • Compare past bills to see if the increase is unusual.
  • Contact your local water provider (often operated by your city or county) to verify charges or request a meter inspection.
  • If you believe your landlord is violating the lease or the law, send a written notice describing the problem and requesting a resolution.
If your landlord controls the water billing and you have no direct account with the utility, you may be protected from shutoff even if there’s a dispute—especially in properties covered by the Kentucky Uniform Residential Landlord and Tenant Act.

Using Official Forms for Tenant Complaints in Kentucky

  • Tenant Repair Request Form: Landlords must provide a "Tenant's Notice of Noncompliance to Landlord" if repairs affect utility billing (such as leaks). You may use a sample form or write your own notice. For official examples, see the Kentucky Courts' Landlord/Tenant Forms page.
  • Court Complaint for Wrongful Utility Disconnection (AOC-201): If your water is threatened with shutoff due to a landlord dispute or because they failed to pay, you can file this form at your local District Court. This form helps you request an order to have the service restored. Find it under "Landlord/Tenant" at the Kentucky Court of Justice legal forms portal.

Example: If your landlord has received a shutoff notice for nonpayment, but you have paid your portion of utilities as agreed in your lease, you can fill out the AOC-201 form and submit it to the court to prevent disconnection.

How to File a Utility Complaint

If discussions with your landlord don’t resolve the issue, you may:

The Kentucky Public Service Commission oversees regulated water utilities, while local District Courts handle landlord/tenant legal disputes in Kentucky.

FAQ: Water Bill Disputes for Renters in Kentucky

  1. Can my landlord charge me for water I didn’t use? If your lease states water will be billed individually (submetered), your landlord should only bill you for your own usage. If you’re being billed for water you didn’t use in a multi-unit property, request clarification and speak with your landlord about the billing method.
  2. What can I do if the water bill is much higher than usual? Review previous bills and contact your landlord or utility provider to check for leaks or billing errors. If there’s no resolution, you may file a complaint with the Kentucky Public Service Commission or the court.
  3. Who do I contact for utility billing disputes in Kentucky? Start by talking to your landlord or property manager. For disputes with a city/government water provider, contact the local office. Escalate regulatory issues to the Kentucky Public Service Commission.
  4. Can my landlord shut off my water if I dispute the bill? Landlords usually cannot intentionally terminate water service as a tactic in a dispute. You have the right to seek legal intervention if threatened with utility shutoff.

Key Takeaways for Kentucky Renters

  • Check your lease to confirm water bill responsibility and always request a copy of disputed bills.
  • If issues aren’t resolved, you can file complaints with utility regulators or District Court using official Kentucky forms.
  • Support is available from legal aid and fair housing organizations if your landlord or utility provider doesn’t respond.

Need Help? Resources for Renters


  1. Kentucky Uniform Residential Landlord and Tenant Act
  2. Kentucky Public Service Commission (PSC) – Water Utility Complaints
  3. Kentucky Court of Justice Landlord/Tenant Forms
Bob Jones
Bob Jones

Editor & Researcher, Renter Rights USA

Bob writes and reviews tenant law content for various regions. They’re passionate about housing justice and simplifying legal protections for tenants everywhere.