Filing a Housing Discrimination Complaint in Kentucky

Facing housing discrimination can be stressful, but renters in Kentucky are protected under both federal and state fair housing laws. If you believe you have been discriminated against when renting or applying for housing, you have the right to file a complaint. This guide explains, in simple terms, how renters can file a housing discrimination complaint in Kentucky, including which forms to use, the agencies involved, and links to official resources to help protect your rights.

Understanding Housing Discrimination in Kentucky

Housing discrimination occurs when a landlord, property manager, or housing provider treats you unfairly because of characteristics like race, color, national origin, religion, sex, familial status, or disability. In Kentucky, these protections come from both the Kentucky Civil Rights Act and the federal Fair Housing Act.¹

Who Handles Housing Discrimination Complaints in Kentucky?

In Kentucky, the Kentucky Commission on Human Rights (KCHR) is the official agency responsible for investigating and enforcing state fair housing laws. On the federal level, the U.S. Department of Housing and Urban Development (HUD) also investigates housing discrimination cases.

How to File a Housing Discrimination Complaint

If you suspect discrimination, it's important to act promptly. You typically have one year (365 days) from the date of the alleged discrimination to file a complaint with the KCHR.² Here's how to get started:

Step 1: Gather Documentation

• Write down what happened, when, and who was involved.
• Keep all rental ads, applications, leases, and communication (emails, texts, etc.).

Step 2: Complete the Kentucky Housing Discrimination Complaint Form

The Kentucky Commission on Human Rights Complaint Form is the official document to start the process. Use this form if you believe you have been denied housing or treated unfairly due to a protected characteristic.³

• Form Name: Kentucky Commission on Human Rights Housing Discrimination Complaint Form
• When to use: File this form within one year of the discriminatory act. For example, if a landlord refuses to rent to you because of your race or disability, use this form to file your complaint.
• How to submit: You can download the form or submit it online through the KCHR's official portal.

Step 3: Submit the Complaint

• Submit your completed form by mail, email, fax, or online through the KCHR website.
• You may also file your complaint directly with HUD's Office of Fair Housing and Equal Opportunity.

What Happens After You File?

Once your complaint is received, the KCHR will investigate, which may include interviewing involved parties, reviewing documents, and possibly attempting mediation. You have the right to legal representation, but it is not required to file your complaint.

Time Limits for Filing

Don't wait too long to act: Complaints must be filed within 365 days of the discriminatory act with the KCHR, or within one year with HUD. Acting quickly ensures the strongest case for your rights.

Relevant Kentucky Legislation Protecting Renters

• Kentucky Civil Rights Act (KRS Chapter 344)
• Kentucky Uniform Residential Landlord and Tenant Act (applies in participating cities/counties)
• Federal Fair Housing Act

Kentucky’s fair housing laws protect renters throughout the state. The Landlord and Tenant Act applies in specific areas—double check if your city or county participates by contacting your local government or the KCHR.

FAQs: Filing Housing Discrimination Complaints in Kentucky

1. What types of housing discrimination are illegal in Kentucky?
   Both federal and Kentucky laws make it illegal to refuse to rent, set different terms, or harass renters based on protected characteristics like race, color, national origin, sex, religion, familial status, or disability.
2. Is there a deadline to file a housing discrimination complaint in Kentucky?
   Yes, you must generally file within one year (365 days) of the alleged discriminatory act.
3. Can I file a complaint if I was denied housing for having children?
   Yes. Discrimination based on familial status is illegal. You can file a complaint if you believe this was the reason you were denied housing.
4. Do I need a lawyer to file a housing discrimination complaint?
   No, you can file on your own. However, you may seek legal advice or help from advocacy groups if you wish.
5. What happens after I file the complaint?
   KCHR will investigate the situation and may try to mediate between you and the landlord. If a violation is found, further legal action can be taken.

Conclusion: Key Takeaways

• Kentucky renters are protected under strong fair housing laws at both state and federal levels.
• You must file discrimination complaints within one year with either the Kentucky Commission on Human Rights or HUD.
• The process is accessible and does not require a lawyer, making it straightforward for renters to protect their rights.

Acting swiftly and maintaining good records can help ensure a successful complaint process.

Need Help? Resources for Renters

• Kentucky Commission on Human Rights (KCHR) – File complaints, learn about your rights, and access forms.
• HUD Office of Fair Housing and Equal Opportunity – Federal complaint filing and information.
• Kentucky Legal Aid – Free legal help for low-income renters facing discrimination or eviction.
• Contact your local city housing department to see if the Uniform Residential Landlord and Tenant Act applies in your area.

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1. Kentucky Civil Rights Act (KRS Chapter 344); Federal Fair Housing Act
2. KCHR FAQ: Filing Deadlines
3. KCHR Fair Housing Complaint Form and Submission Portal

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