Iowa Utilities Setup Checklist for New Renters

Moving into a new rental in Iowa is an exciting step, but making sure your utilities are properly set up is crucial for a smooth transition. Whether you’re leasing your first apartment or relocating within the state, understanding your rights and responsibilities under Iowa law—along with a practical utilities setup checklist—will help you avoid surprises or service gaps. This guide will walk you through the must-dos for getting your electricity, water, gas, and internet up and running, and highlight supportive legal protections every Iowa renter should know.

Understanding Utilities in Iowa Rentals

"Utilities" refers to essential services—like electricity, gas, water, sewage, and trash pickup. Depending on your lease, utilities may be included in rent, or you may be responsible for setting up and paying for them separately. Always confirm your utility responsibilities by checking your Iowa Rental Agreement.

Checklist: Setting Up Utilities When Moving In

Use this checklist to ensure nothing slips through the cracks when setting up utilities in your Iowa rental:

  • Review Your Lease: Identify which utilities you’re responsible for.
  • Collect Essential Information: Have your lease, rental address, and move-in dates ready.
  • Set Up or Transfer Accounts:
    • Electricity: Contact your local provider; commonly MidAmerican Energy.
    • Gas: May be included with electric, or with Black Hills Energy.
    • Water/Sewer/Garbage: Usually managed by your city or county utility department.
    • Internet/Cable: Coordinate with private providers if desired.
  • Ask for a Walk-Through Inspection: Complete a move-in property inspection with your landlord, noting utility meters’ starting numbers.
  • Obtain Copy of Lead-Based Paint Disclosure (if applicable): Required for rentals built before 1978. For details see the EPA Lead Disclosure Rule.
  • Keep Records: Save confirmation numbers and receipts for utility setup or deposits.

This checklist can prevent billing disputes and service interruptions during your lease.

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Legal Rights and Responsibilities for Utilities

Under the Iowa Uniform Residential Landlord and Tenant Law, your landlord must provide and maintain essential services—unless your lease says you’re responsible for setting them up and paying for them directly[1]. If you pay for utilities yourself, always set up accounts in your own name unless the lease says otherwise.

Tip: Never delay utility setup—some services may take several days to activate or may require a deposit.

Iowa Official Inspection and Disclosure Forms

  • Move-In/Move-Out Inspection Checklist
    • Form Name: Iowa Rental Inspection Checklist (no standard state form, but landlords may provide one)
    • How and When Used: Before receiving keys, walk through the unit with the landlord, recording condition and utility meter readings. Request a signed copy for your records.
    • View Sample Checklist (Iowa Legal Aid)
  • EPA Lead-Based Paint Disclosure Form
    • Form Number: EPA 747-K-12-001
    • How and When Used: Landlords must provide this for rentals built before 1978 before move-in. Review and acknowledge receipt.
    • EPA Lead Paint Disclosure Form

If your landlord fails to disclose information, you may file a complaint with the Iowa Civil Rights Commission.

What to Do If There’s a Utility Dispute

If you face a utility shutoff due to landlord nonpayment, Iowa law protects you. You can file a complaint or seek help from:

Summary: Knowing your utility setup rights promotes a safer, stress-free move-in. Document everything, and take action sooner rather than later if a problem arises.

Frequently Asked Questions for Iowa Renters

  1. Who is responsible for paying rental utilities in Iowa?
    Responsibility typically depends on your lease agreement; it should specify which utilities the landlord covers and which are your responsibility.
  2. How can I prove the utilities were working when I moved in?
    Use a Move-In Inspection Checklist, noting the conditions and any meter readings—keep photos and a signed copy for your records.
  3. Is my landlord allowed to shut off my utilities?
    No. Under Iowa law, landlords cannot interrupt essential services as a form of retaliation or eviction—this is prohibited by state statute.
  4. What if utilities are not turned on when I move in?
    Contact your landlord immediately. If the lease says utilities are their responsibility and they don’t act, contact the Iowa Utilities Board to report the issue.
  5. Can I get assistance paying for utility deposits or bills?
    Yes. Iowa offers programs like LIHEAP. Visit Iowa's LIHEAP Assistance Program for qualifying resources.

Conclusion: Key Takeaways for Iowa Renters

  • Review your lease and clarify which utilities you must set up.
  • Use an inspection checklist and keep documentation as you activate services.
  • If there’s a problem, use official state resources and know your rights under Iowa’s landlord-tenant law.

Staying informed and organized helps ensure your rental experience is comfortable and fair.

Need Help? Resources for Renters


  1. Iowa Uniform Residential Landlord and Tenant Law (Iowa Code Chapter 562A)
  2. EPA Lead Disclosure requirements
  3. Iowa Utilities Board – Renters' Utility Rights
Bob Jones
Bob Jones

Editor & Researcher, Tenant Rights USA

Bob writes and reviews tenant law content for various regions. They’re passionate about housing justice and simplifying legal protections for renters everywhere.