Hawaii Rental Assistance Grants: What Renters Need for 2025
With Hawaii's high cost of living, securing stable housing can be a challenge for many renters. In 2025, renters in Hawaii have access to several rental assistance grant programs designed to prevent eviction, support families during financial hardship, and promote housing security. Understanding which programs are available, how to qualify, and where to get official help is the first step in staying protected under the state’s rental laws.
Rental Assistance Grants in Hawaii – 2025 Update
The State of Hawaii and local counties continue to offer rental assistance grants for income-eligible renters. These programs provide emergency funds for overdue rent, utilities, and related housing costs. Programs receive funding from the U.S. Department of Treasury's Emergency Rental Assistance (ERA) initiative and state budgets.
Main Grant Programs for Hawaii Renters
- Hawaii Emergency Rental Assistance Program (ERAP): Available statewide, this program provides direct payments to landlords and utility companies for qualified households. Typically, it covers up to 15 months of rent or utility arrears for those financially impacted by COVID-19 or economic hardships. Learn more & apply at the Hawaii Housing Finance & Development Corporation.
- City & County of Honolulu Rental & Utility Relief Program: Residents of Oahu can apply for help through this local initiative. Grants can cover future rent and utility costs for eligible renters. Visit Honolulu's Rental & Utility Relief portal for details.
- Kauai, Maui, and Hawai'i Island County Programs:
Most programs prioritize renters at risk of eviction, those with children, households earning below 80% of area median income (AMI), and people who have experienced loss of income or increased expenses.
Eligibility Requirements
- Residency in Hawaii and proof of legal tenancy
- Demonstrated financial hardship or risk of housing instability
- Income less than 80% of area median income (consult your county’s income chart)
How to Apply: Step-by-Step
Applying for rental assistance can seem overwhelming, but most programs use a streamlined process. Below are the steps to help guide renters in Hawaii:
- Gather necessary documents (e.g., ID, lease, proof of income and hardship, utility bills, notices from your landlord)
- Choose your county or statewide program and visit the official application website.
- Complete the official application form (paper or online), submitting all supporting documents.
- Await notice of decision. Funds are usually paid directly to landlords or utilities, though in some cases renters may receive funds directly.
Relevant Official Forms for Renters
- State of Hawaii ERAP Application Form: Usually found online within the HHFDC Emergency Rental Assistance portal. Used whenever you apply for the statewide rental assistance. Example: A renter who lost work due to a medical issue files this form to request coverage for three months' overdue rent.
- City & County of Honolulu Rental Assistance Application: Available via the One Oahu portal. Used by Oahu residents needing support for current or future rent.
- Proof of Hardship Documentation: Required across all programs. This might include pay stubs, layoff letters, or medical bills. Be ready to upload or attach official proof of your situation with your application.
What Does Hawaii Law Say About Rental Assistance?
Hawaii's core legislation for tenant protections is the Hawaii Residential Landlord-Tenant Code (Haw. Rev. Stat. Ch. 521).[1] Among other protections, this code prohibits discrimination against renters based on their participation in state or federal rental assistance programs. If your landlord refuses assistance payments, contact the Hawaii Office of Consumer Protection or a local legal aid agency for help.
Tip: If you receive a Notice to Vacate or Eviction Notice during the rental assistance application process, inform your landlord in writing and provide proof of your pending application. Rental assistance may slow or prevent legal proceedings.
Which Agency Handles Rental Disputes in Hawaii?
For eviction, rental assistance disputes, or landlord-tenant complaints, cases are generally handled by the Hawaii District Court – Small Claims and Landlord-Tenant Division.[2] Administrative issues may go through the Hawaii Office of Consumer Protection or your County Housing Office.
Action Steps if You're Facing Eviction or Hardship
- Apply for emergency rental assistance immediately; keep dated copies of all submissions.
- Notify your landlord in writing about your application status.
- If served with a notice to pay or vacate, respond promptly; consult state court self-help resources for guidance.
- Seek help from local legal aid if you feel your rights are being ignored.
Hawaii Rental Assistance Grants FAQ
- Can I apply if I've received rental assistance before? Yes, as long as your total assistance does not exceed program limits (usually 15 months), and your financial need continues.
- What documents will I need for a grant application? You typically need a photo ID, a signed lease, proof of income, documents showing financial hardship, and utility bills or overdue rent notices.
- Is rental assistance taxable? Rental assistance funds sent directly to landlords or utility companies are not considered income for tenants.
- Can my landlord refuse to accept rental assistance? No, under Hawaii law it is illegal for landlords to refuse lawful rental assistance payments.
- Can rental assistance stop the eviction process? If granted, rental assistance can prevent or pause eviction, but you must act quickly and keep your landlord informed throughout the process.
Conclusion: Key Takeaways for Hawaii Renters
- Several rental assistance grants remain open for Hawaii’s renters in 2025; always check your local county program first.
- State law protects renters against discrimination if they use assistance programs.
- Start your rental assistance application as soon as possible if you face hardship or eviction threats.
Staying informed and taking quick action can help protect your home and your rights.
Need Help? Resources for Renters
- Hawaii Emergency Rental Assistance Program (HHFDC): 808-587-0641
- Hawaii District Court – Small Claims and Landlord-Tenant Division
- Legal Aid Society of Hawaii: Free advice and representation for eligible renters
- Hawaii Office of Consumer Protection: Landlord-Tenant Resources
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