Hawaii Affordable Housing Income Limits Explained

Finding safe, affordable housing in Hawaii can be a challenge, but state and federal rental assistance programs are available to help. Understanding Hawaii’s income limits for affordable housing is crucial, whether you’re facing rising rent, potential eviction, or simply want to know if you qualify for support.

What Are Affordable Housing Income Limits in Hawaii?

Income limits set the maximum earnings renters can have and still qualify for affordable housing assistance. In Hawaii, these limits are determined by family size and vary by county. The U.S. Department of Housing and Urban Development (HUD) updates these limits annually. Programs affected include:

• Section 8 Housing Choice Voucher Program
• Public Housing
• Project-Based Rental Assistance

Generally, you must earn less than a set percentage of your area’s median income (known as AMI). In Hawaii, the most common thresholds are:

• Low-Income: 80% of AMI
• Very Low-Income: 50% of AMI
• Extremely Low-Income: 30% of AMI

For example, a single person in Honolulu County earning less than $54,200 (2024 limit for 80% AMI) may qualify for certain programs. These amounts increase with household size.

How to Check Current Income Limits in Your County

Income limits can differ between counties like Honolulu, Maui, Kauai, and Hawaii Island. To find the most up-to-date numbers for your household size and location, visit the Hawaii Public Housing Authority's official Income Limits chart or use HUD’s Income Limits tool.

Eligibility Example

• Family of 4 in Maui County (2024): If your household makes less than $91,050 (80% AMI), you could apply for public housing or Section 8 vouchers. Check the chart to confirm for your household size and county.

Key Forms for Affordable Housing and Rental Assistance

• HPHA Rental Housing Application (Form: HPHA Form 90a)
  When to use: Use this to apply for state public housing or Section 8. For example, if your income is below the current limit and you need help with rent, complete this form and submit it to HPHA.
  How to submit: Download, fill out, and return to the Hawaii Public Housing Authority as instructed on the form’s website.
• Income Verification Worksheet (HPHA Form 112)
  When to use: Typically required during the application process or annual recertification. For example, when you're asked to prove your eligibility for rent assistance, fill out this worksheet and include supporting documents.

Who Oversees Housing Programs and Tenant Issues in Hawaii?

The Hawaii Public Housing Authority (HPHA) runs the majority of affordable housing and rental assistance programs. Disputes and complaints about tenancy are handled by Hawaii's District Court – Landlord/Tenant Division.

Tenant protections are set by the Hawaii Residential Landlord-Tenant Code (HRS Chapter 521).¹

What If My Income Changes?

If your household income goes up or down, you must report the change to your housing program office, usually within 10 days. This can affect your eligibility or rent amount.

Steps to Apply for Affordable Housing in Hawaii

Applying is straightforward, but demand is high and waitlists are common. Here’s a simple process:

• Check the current Hawaii income limits for your area
• Gather proof of income (pay stubs, tax returns, benefit letters, etc.)
• Complete the HPHA Rental Housing Application (Form 90a)
• Submit the application and supporting documents to the HPHA office (by mail, in person, or as instructed)
• Respond promptly to any requests for additional information or forms

If eligible, you’ll be notified about next steps or placed on a waitlist. You can check your application status online or by contacting HPHA directly.

FAQ: Hawaii Affordable Housing Income Limits

1. What counts as income for affordable housing eligibility?
   Most types of income are counted, including wages, Social Security, disability payments, unemployment, and certain assets. Check with HPHA for a full list.
2. Do income limits change every year?
   Yes. HUD updates the limits annually, and they can rise or fall based on changes to local median incomes.
3. Can I apply for housing assistance if my income is just above the limit?
   If your income is slightly over, you may not be eligible this year. However, other local programs with higher limits, or a change in your household size or income, could make you eligible next year.
4. What happens if my income changes after I’m approved?
   You must report any increase or decrease in household income to HPHA. Your rent or eligibility for the program could change as a result.
5. How long does it take to get on the waitlist or receive housing?
   Wait times vary and can last from several months to years due to high demand. Contact HPHA for updated estimates.

Conclusion: Key Takeaways for Hawaii Renters

• Hawaii’s income limits for affordable housing are set by HUD and HPHA, based on household size and county.
• Applying requires proof of income and completing official forms such as HPHA Form 90a.
• Stay up-to-date with your local income limits and notify the housing authority of any change to your income.

Staying informed and organized can improve your chances of qualifying for help or keeping your subsidized apartment.

Need Help? Resources for Renters

• HPHA Income Limits and Applications
• Hawaii Public Housing Authority (HPHA): General info (808-832-5961)
• Hawaii Department of Human Services: Rental Assistance & Questions
• Hawaii District Court – Landlord/Tenant Division: For disputes
• Hawaii Housing Alliance: Renters’ advocacy and guidance

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1. Hawaii Residential Landlord-Tenant Code (HRS Chapter 521)
2. HUD Income Limits Documentation
3. HPHA Official Forms and Documents Portal

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