Connecticut Tenant Rights: Sub-Metering vs. Master Meter Utility Billing

Understanding who pays for utilities, how those charges are calculated, and your protections as a renter can make a real difference in your budget and peace of mind. In Connecticut, sub-metering and master meter arrangements impact how your landlord bills you for water, electricity, gas, and more. This guide explains your rights, how utility charges should be handled, and what steps to take if you suspect billing errors or unfair practices.

What is the Difference Between Sub-Metering and Master Meter Utility Billing?

Connecticut rental buildings handle utilities in two main ways:

  • Sub-Metering: Your usage is measured by your own individual meter. You pay for what you personally use.
  • Master Meter: The entire building’s usage is measured with a single meter. Landlords may divide the total bill among all units, or include utilities in your rent.

How you are billed affects your rights, your dispute options, and even how rent increases are handled under Connecticut law.

Your Rights as a Renter: Utility Billing Protections Under Connecticut Law

Landlords and tenants in Connecticut are governed by the Connecticut Landlord and Tenant Act (Conn. Gen. Stat. Chapter 830). It sets rules for fair utility billing and tenant rights:

  • Written Lease Disclosure: Your lease must clearly state who is responsible for each utility and how charges are calculated (Section 47a-3).
  • Service Shutoffs: Landlords must not interrupt or terminate essential services, including water, heat, and electricity, except for temporary interruptions for repairs (Section 47a-13).
  • Master Meter Notice: If the building is master-metered, Connecticut law requires written notice in your lease and timely billing.
  • Right to Receipts & Records: You can request proof of utility charges if you’re paying your landlord for these services.
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Sub-Metering: Protections and Complaint Options

If your unit uses sub-metering (where your landlord reads your meter and charges you directly):

  • Landlords must use the same rates charged by the utility company (not add markups).
  • Bills should reflect only your usage plus your share of common areas, if disclosed in your lease.
  • You have the right to request billing details and meter readings.

If you believe you’ve been overcharged or the metering is inaccurate, file a written complaint with your landlord first. If unresolved, you may contact the Connecticut Public Utilities Regulatory Authority (PURA) for utility billing disputes.

Master Meter Billing: What Renters Need to Know

Master meter setups (one meter for the whole building) require extra transparency from landlords. Connecticut law says:

  • The lease must state that the building is master-metered.
  • Landlords cannot shut off utilities for non-payment of rent alone.
  • If utilities are included in rent, the landlord is responsible for payment and service maintenance.
  • Your rent cannot be raised to cover retroactive utility costs unless specified in your lease.
If your lease does not clearly explain your utility responsibilities or billing method, ask your landlord for written clarification. This protects you if billing issues arise.

Official Forms for Utility Disputes or Complaints

  • Connecticut PURA Consumer Complaint Form
    When to use: File if your landlord is billing you unfairly for utilities, or if you have disputes about metering or charges that the landlord refuses to resolve.
    How to use: Fill out the online complaint form on the PURA Consumer Complaint Form page. Clearly describe your billing or service issue and attach copies of any bills or correspondence.
  • Connecticut Small Claims Complaint Form – JD-CV-40
    When to use: If you are owed money due to utility overcharges that your landlord refuses to refund.
    How to use: File the JD-CV-40 Small Claims Complaint Form at your local court (instructions and filing locations at CT Small Claims Division).

Before taking legal action, try to resolve issues in writing with your landlord. Keep copies of all correspondence. If needed, pursue your complaint through PURA or Small Claims Court as described above.

State Tribunal or Board for Rental Disputes

Connecticut does not have a dedicated residential tenancy board. Utility billing complaints related to sub-metering or master-metered services are handled by the Public Utilities Regulatory Authority (PURA). For landlord-tenant legal disputes (such as return of funds), the Small Claims Division of Connecticut Superior Court is available.

FAQ: Connecticut Renters & Utility Billing

  1. Can my landlord bill me for utilities if the building uses a master meter?
    If your lease states that you are responsible for utilities in a master-metered building, your landlord can bill you, but must disclose the process in writing. You are entitled to see billing records upon request.
  2. What should I do if I am overcharged on my utility bill in a sub-metered apartment?
    Start by writing to your landlord asking for detailed billing and a meter reading. If unresolved, file a complaint with Connecticut PURA.
  3. Can my landlord turn off utilities if I can’t pay rent?
    No. Connecticut law forbids landlords from shutting off essential services (like water, heat, or electricity) due to non-payment of rent.
  4. Is my landlord allowed to charge me more for utilities than what the utility company bills?
    No, landlords cannot add extra fees or markups to your usage in sub-metered arrangements. They must bill you at the same rate charged by the utility company.
  5. How do I file a formal complaint about a utility billing issue?
    Use the Connecticut PURA Consumer Complaint Form to submit your issue online. Provide all relevant documents and details.

Summary: Key Points for Connecticut Renters

  • Connecticut law protects renters in both sub-metered and master meter buildings from unfair utility billing.
  • Your lease must clearly explain who pays for utilities and how bills are calculated.
  • If you believe you’re being overcharged or billed incorrectly, contact your landlord first, then pursue a formal complaint with PURA if needed.

Always keep written records and copies of any correspondence related to utility issues.

Need Help? Resources for Renters


  1. Connecticut Landlord and Tenant Act, Conn. Gen. Stat. Chapter 830
  2. Connecticut Public Utilities Regulatory Authority (PURA), Official Website
  3. Connecticut Superior Court Small Claims Division, Small Claims Information
Bob Jones
Bob Jones

Editor & Researcher, Renter Rights USA

Bob writes and reviews tenant law content for various regions. They’re passionate about housing justice and simplifying legal protections for tenants everywhere.