How to Find and Qualify for LIHTC Housing in Alabama

Thousands of renters in Alabama seek safe, affordable housing each year. The Low-Income Housing Tax Credit (LIHTC) program helps offer reduced-rent apartments for eligible residents. If you’re navigating rent increases, eviction threats, or worried about affordability, understanding how LIHTC properties work in Alabama can open the door to more stable housing.

What Are LIHTC Properties?

LIHTC stands for Low-Income Housing Tax Credit—a federal program that gives tax incentives to private developers to build or maintain affordable apartments for lower-income families. In exchange, owners must set aside a portion of units specifically for renters with incomes below certain limits and charge less than the local average market rent.

Who Oversees LIHTC Housing in Alabama?

The Alabama Housing Finance Authority (AHFA) administers Alabama’s LIHTC program. While there’s no single "tenancy tribunal" in Alabama, most disputes fall under state courts guided by the Alabama Uniform Residential Landlord and Tenant Act.^[1]

Eligibility for LIHTC Housing in Alabama

To qualify for a LIHTC property, you generally must:

• Have a household income below a specific percentage (usually 50% or 60%) of the area median income (AMI)
• Meet all screening criteria, such as background checks and rental history, set by the property
• Provide documentation for income and family size

You do not need a housing voucher to live in a LIHTC property, but having one does not disqualify you.

Finding LIHTC Rentals in Alabama

The Alabama Housing Search website—officially backed by AHFA—lets you search for available affordable apartments, including LIHTC units, by city or county.

• Visit and use the search filters for "Low Income Housing Tax Credit" properties.
• Contact property managers directly for waiting list and application procedures.

How to Apply for a LIHTC Apartment

The application process may include:

• Filling out the property’s rental application (usually provided by the management office).
• Providing pay stubs, benefit award letters, or other proof of income.
• Supplying identification for all household members.

Properties must comply with fair housing laws and cannot discriminate based on race, disability, or other protected classes.

Key Forms and How Renters Use Them

• LIHTC Tenant Income Certification (TIC): This form documents your household income and eligibility. You’ll complete it when you apply and annually thereafter. The property manager will provide the TIC form for you to sign. See an example at the IRS.
• Alabama Uniform Rental Application: Used to apply for most rental properties, including LIHTC. Ask for it at the property’s leasing office or via their website.
• Notice to Terminate Lease (Form LR 13): To end your lease, use this written notice. Deliver it as specified in your lease and the Alabama Uniform Residential Landlord and Tenant Act.

Alabama Tenant Protections in LIHTC Housing

LIHTC renters have the same legal rights as others under the Alabama Uniform Residential Landlord and Tenant Act. Key points include:

• Limits on rent increases (per LIHTC rules, rent cannot exceed affordable limits set for your income level)
• Right to safe, sanitary, and well-maintained housing
• Rules for security deposits, late fees, and repairs
• Formal eviction protections requiring written notice and valid cause

If you believe your rights are being violated, you can seek help from legal aid or file a complaint with the Alabama courts.

Common Issues Renters Face in LIHTC Properties

• Being removed from the waiting list without explanation
• Denied rent recertification due to missing paperwork
• Unexpected rent increases or eviction notices
• Long delays in repairs or property maintenance

If any of these occur, document the problem and contact the property manager. Persistent issues can be addressed with the Alabama court system.

Action Steps: What To Do If You Have a Problem

• Talk to your property management office; keep notes of every conversation.
• File a written request or complaint if the issue isn't resolved.
• Contact Legal Services Alabama for free legal advice.
• If needed, learn how to file a case in Alabama court using resources from the Alabama Unified Judicial System.

1. What income do I need to qualify for a LIHTC apartment in Alabama? Most programs require your total household income to be at or below 50%-60% of the local area median income (AMI). Each property sets specific limits based on family size and HUD guidelines.
2. Can a landlord evict me from a LIHTC property without cause? No. As with all rentals in Alabama, landlords must provide a legal reason and issue a proper written notice according to the Alabama Uniform Residential Landlord and Tenant Act.
3. How can I check if a property is part of the LIHTC program? Search the Alabama Housing Search website or ask the property's leasing office for documentation showing LIHTC participation.
4. What official forms will I need as a renter? The Tenant Income Certification (TIC) for LIHTC eligibility, the Uniform Rental Application, and any lease termination or court forms related to disputes or ending tenancy.

Conclusion: Key Takeaways for Alabama Renters

• LIHTC properties provide affordable rentals for low-income families, with income requirements and capped rents.
• Your rights as a renter are protected under state law—don’t hesitate to seek help if you have concerns.
• Use official resources and maintain documentation for every application or dispute.

Being proactive and informed can make your search and tenancy in LIHTC housing smoother and more secure.

Need Help? Resources for Renters

• Alabama Housing Finance Authority (AHFA): State’s main LIHTC administrator and provider of affordable housing resources.
• Alabama Uniform Residential Landlord and Tenant Act (PDF): Complete guide to rental laws.
• Alabama Legal Help: Free legal information and guidance for renters.
• Alabama Unified Judicial System: Filing court complaints, landlord-tenant disputes, and official forms.

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1. Alabama Uniform Residential Landlord and Tenant Act
2. Alabama Housing Finance Authority: Multifamily Programs
3. Alabama Legal Help: Tenant Rights
4. IRS Form 8823 (LIHTC Compliance)

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