Ohio Income Limits for Affordable Housing: A 2024 Renter’s Guide

Finding safe, affordable housing isn’t always easy in Ohio, especially when rents are rising or your income doesn’t stretch as far. If you’re worried about high rent or have experienced job loss, understanding income limits for Ohio affordable housing programs can help you know what options you have and how to take the next steps toward rental assistance.

How Do Income Limits Work for Affordable Housing Programs?

Most affordable housing programs in Ohio—including Section 8, public housing, and other rental assistance—are based on your household income compared to local limits set each year. These limits ensure assistance is targeted to people and families who need it most, especially those with low or very low incomes.

• Income limits are set by the U.S. Department of Housing and Urban Development (HUD) every fiscal year for each county.
• Limits change based on household size (how many people live with you).
• Assistance is typically reserved for households at or below 80% of the Area Median Income (AMI).

For the most up-to-date numbers in your area, visit HUD's current income limits database.

Ohio Income Limits in 2024: Examples

Income limits vary across Ohio depending on the county. As a quick example (rounded and subject to change):

• Columbus (Franklin County), 2024:
• 1 person: $52,950 (80% AMI)
• 2 people: $60,500
• 4 people: $75,650
• Cleveland (Cuyahoga County), 2024:
• 1 person: $49,100
• 2 people: $56,100
• 4 people: $70,100

Each local public housing agency (PHA) applies these limits when you apply for rental assistance or affordable housing.

Who Sets and Enforces Housing Program Rules?

In Ohio, the main agencies involved are:

• U.S. Department of Housing and Urban Development (HUD) - Ohio: Sets most national eligibility rules.
• Ohio Housing Finance Agency (OHFA): Administers state affordable housing programs and tax credit properties.
• Local Public Housing Authorities (PHAs): Handle applications, verify tenant income, and assign assistance locally.

If you think your rights have been violated or need a legal hearing related to your rental assistance, residential tenancy matters in Ohio are handled by the local Municipal or County Courts.

Applying for Affordable Housing: Steps and Forms

If you believe you meet the income limits in your area, applying is often as simple as:

• Contacting your local PHA (find yours here).
• Completing an application form for the rental program you’re interested in.
• Providing income and household documentation as requested.
• Section 8 (Housing Choice Voucher) Application: Typically called "Housing Assistance Application" (form names may vary by county/agency). Used to apply for rental subsidy. Example: Cuyahoga Metropolitan Housing Authority's application portal.

Documents You May Need

• Proof of income (paystubs, benefits statements, etc.)
• Identification (driver’s license, Social Security cards for all members)
• Current lease or proof of residence

The office handling your application will let you know if additional forms or verifications are needed.

Your Rights and Relevant Legislation

Tenants in affordable housing or receiving rental assistance in Ohio have legal protections under the Ohio Revised Code Chapter 5321 – Landlord and Tenant Law.¹ This sets out both landlord and tenant duties and describes how disputes—including those involving government rent assistance—are handled.

What If My Income Changes?

• You must report significant income changes to your PHA or property manager within 10–30 days (timeframe set by each agency).
• Your rent or subsidy may be adjusted—never stopped without notice or explanation.
• If you think your rental assistance has been canceled or reduced unfairly, you can request a hearing with your local court or file a grievance with the PHA.

1. What are Ohio’s affordable housing income limits in 2024?
   

   For a family of four, 80% of the area median income is around $75,650 in Columbus and $70,100 in Cleveland (2024). Check the HUD income limits lookup for updates relevant to your county.

2. How can I apply for a Section 8 voucher or public housing?
   

   Contact your local PHA or use their website or office forms. Most have an online “Housing Assistance Application.” Waitlists may apply.

3. What documents will I need?
   

   Prepare copies of your photo ID, proof of household income, and Social Security numbers for everyone applying. Some programs may ask for additional paperwork.

4. Do income limits change if my household grows?
   

   Yes, income limits are higher for larger households. Always report changes in household size to your agency as soon as possible.

5. Where can I challenge a canceled benefit or rental assistance issue?
   

   First, contact your PHA or the Ohio Housing Finance Agency. If unresolved, residential tenancy disputes are handled by Ohio’s municipal or county courts.

Conclusion: Key Takeaways for Ohio Renters

• Income limits for affordable housing vary by county and family size.
• You must apply through your local Public Housing Agency and provide proof of your household income.
• Ohio renters have legal rights under Chapter 5321 of the Ohio Revised Code when navigating housing programs.

Each step—from checking your eligibility to submitting forms—brings you closer to securing stable, affordable housing. Reach out for guidance whenever you’re unsure of your rights or next steps.

Need Help? Resources for Renters

• HUD Ohio Rental Help & Contacts
• Ohio Housing Finance Agency: Rental Resources
• Ohio Legal Help: Renter Protections
• For tenancy disputes, locate your local municipal or county court

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1. Ohio Revised Code Chapter 5321 – Landlord and Tenant Law
2. HUD FY 2024 Income Limits Documentation

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