Sub-Metering and Master Meters: Mississippi Tenant Rights Explained

Understanding how you pay for utilities—whether through sub-metering or a master meter—matters for every Mississippi renter. If you have questions about how charges are calculated or how to address billing problems, knowing your rights under Mississippi law can help you make informed decisions and protect your household budget.

Understanding Utility Metering in Mississippi Rentals

In rental housing, there are two main ways utilities like water, gas, or electricity are measured and billed:

  • Sub-Metering: Each rental unit has its own meter. You pay for the exact amount of utility you consume.
  • Master Metering: The entire property (such as an apartment complex) is measured by a single meter. The landlord typically divides the total bill among all tenants, usually by square footage, number of occupants, or another formula.

Your Rights with Sub-Metered Utilities

If your unit is sub-metered in Mississippi, you are billed for your specific utility usage. It is important that:

  • Your lease clearly explains how you are billed.
  • You have access to your meter reading or usage data upon request.
  • Your landlord or management company cannot charge more than the rate the utility company charges them (plus allowed administrative fees).

Sub-metering provides fairness and transparency, but you should review your lease for billing terms and dispute processes.

Your Rights with Master Metered Utilities

For master-metered buildings, your utility costs may be pooled with others. Under Mississippi law, charges must be disclosed in your lease agreement, and you have the right to request an explanation of how charges are calculated. While landlords can pass along these costs, they should not overcharge or profit beyond actual utility costs plus any allowable fees.

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Disputing a Utility Bill or Overcharge

If you believe you have been overcharged—such as for more than your actual usage or for charges beyond what the lease allows—you can take these steps:

  • Request a detailed bill or calculation method in writing from your landlord.
  • Contact your local utility provider and request your usage history.
  • File a consumer complaint with the Mississippi Public Service Commission (PSC).
  • Consider using official complaint forms (see below for details).
If your landlord is unwilling to provide a clear breakdown of master-metered charges or is adding non-disclosed fees, you may have legal grounds to challenge the bill.

Official Forms for Mississippi Utility and Rental Complaints

  • Mississippi Public Service Commission Consumer Complaint Form: File this if you have a dispute about electricity, water, or gas billing or service. This form gathers your contact information, details about your rental, and describes your issue.
    Find the form and instructions on the PSC Consumer Complaint page.
    Example: If you are being consistently over-billed for water in a master-metered building and your landlord will not resolve it, you can use this form to start an official investigation.

Who Oversees Tenant Utility Billing Issues in Mississippi?

The Mississippi Public Service Commission oversees regulated utilities and can assist renters with related complaints. For housing and lease disputes, the Mississippi Legal Services and local housing agencies may also help.

What Does Mississippi Law Say?

While Mississippi has not enacted a detailed statewide landlord-tenant act, basic rental rights are established in Mississippi Code Title 89, Chapter 8 — Residential Landlord and Tenant Act.[1] This statute requires landlords to provide tenants with the terms of any utility billing, prohibits disputes from being used as grounds for retaliation, and encourages clear communication.

  1. What is the difference between sub-metered and master-metered utilities for Mississippi renters?
    Sub-metered utilities mean you pay only for what you use; master metered means you pay a share of a communal bill. Your lease should specify how utilities are billed, and landlords must be transparent about the billing method.
  2. My landlord won't show me the bill for our master-metered utilities. What can I do?
    You can formally request a billing breakdown in writing. If they refuse, file a complaint with the Mississippi Public Service Commission for noncompliance with disclosure obligations.
  3. Can my landlord charge extra fees beyond utility costs?
    They may charge small administrative fees if allowed by your lease and local laws but cannot profit beyond the actual cost of utilities. All charges must be clearly disclosed.
  4. Is there a law requiring landlords to use sub-meters instead of master meters in Mississippi?
    No, Mississippi law does not mandate that landlords use one system over the other, but whatever method is used must be clearly documented in the lease.
  5. Where can I report a utility billing problem if I can't resolve it with my landlord?
    File a complaint with the Mississippi Public Service Commission using their official online form or contact your local legal aid service for guidance.

Conclusion: Key Takeaways on Utility Metering in Mississippi

  • Always review your lease for utility billing method and terms.
  • Request clear explanations of charges and meter readings if needed.
  • If you have a dispute, use official complaint channels to get help from the Public Service Commission.

Understanding sub-metering versus master meter utility billing helps you spot overcharges and seek help if you need it.

Need Help? Resources for Renters


  1. Full text: Mississippi Code Title 89, Chapter 8 (Residential Landlord and Tenant Act).
  2. Mississippi Public Service Commission: Consumer Complaint.
Bob Jones
Bob Jones

Editor & Researcher, Renter Rights USA

Bob writes and reviews tenant law content for various regions. They’re passionate about housing justice and simplifying legal protections for tenants everywhere.