Mississippi Rent Deduction Rule: Repairs & Tenant Rights

Struggling with a needed repair your landlord isn't handling in Mississippi? Knowing how and when to deduct repair costs from your rent is crucial for protecting your rights—and ensuring your home remains safe and livable. This guide explains Mississippi’s rules on rent deduction for repairs, so you can confidently navigate the process if you ever face this issue.

Understanding Tenant Rights for Repairs in Mississippi

Mississippi law requires landlords to maintain rental units in a habitable condition, meaning the property must meet basic health and safety standards. These requirements are set by the Mississippi Residential Landlord and Tenant Act.[1] If a landlord fails to make essential repairs, renters may have options—but the process and protections differ from some other states.

Is Rent Deduction Allowed in Mississippi?

Unlike some states, Mississippi does not have a specific law that clearly allows renters to "repair and deduct" (hire a repair and subtract the cost from rent) for all types of repairs. However, the state does require proper notice to the landlord before taking further steps, and tenants may be able to terminate the lease or seek remedies via the courts if necessary.

  • Mississippi law requires you to give written notice to your landlord about the needed repair.
  • The landlord has 14 days after receiving your written notice to make the repair, or sooner if it's urgent.
  • If the repair is not made and it seriously affects health and safety, you may be able to terminate your lease or pursue legal action.

Step-by-Step Guide: What to Do if Repairs Aren’t Made

If you are considering withholding rent or paying for repairs yourself, follow these steps carefully to avoid violating your lease or risking eviction.

1. Provide Written Notice to Your Landlord

  • Prepare a Repair Request Letter that lists the needed repairs, date, and your contact information.
  • Mail it by certified mail or hand-deliver with a witness and keep a copy for your records.

2. Wait the Required 14 Days

  • Wait the legally required period for your landlord to address the issue (14 days for non-emergencies). For urgent repairs, such as lack of heat or water, a shorter timeframe may apply.

3. Consider Next Steps

  • If repairs aren't made, Mississippi does not officially authorize automatic rent deduction or "repair and deduct" remedies as some states do.
  • You may have the option to terminate your lease if the repair relates to a health or safety violation.
  • Alternatively, you may file a claim in court for damages or to request repair orders.
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Tip: Always consult your lease agreement—it may have specific procedures you must follow in addition to state law.

Using Official Forms and Seeking Legal Action

Mississippi does not provide a standardized "rent deduction for repairs" form. However, for legal proceedings or escalating the situation, you may use the following:

  • Repair Request/Notice to Landlord (No official form): Write your own letter following state law requirements.
    When to use: If your roof is leaking, draft a letter explaining the issue, what repairs are needed, and allow your landlord 14 days to respond.
  • Complaint for Relief (Small Claims Court): If the landlord fails to act, you may file a complaint at your nearest county court. Find your local court here.
    When to use: If you paid out of pocket and your landlord won't reimburse you, you can claim those costs in Small Claims Court (Justice Court).

There are no official forms provided by the state for requesting repairs or deducting rent, but the courts handle disputes through the civil justice system. All actions must be based on the Mississippi Residential Landlord and Tenant Act.

What Tribunal or Agency Handles Tenant-Landlord Disputes?

Disputes are handled by your local Mississippi Justice Court. There is currently no separate state housing board in Mississippi—the courts are your main legal avenue.

If you’re unsure about your situation, speak to a local tenant rights organization or consult an attorney experienced in landlord-tenant law before deducting any amount from rent.

Key Points for Renters on Mississippi Rent Deduction Rules

  • Written notice to your landlord is always required for repair requests.
  • There is no express "repair and deduct" right, but you may take legal action if repairs are not made.
  • Only a judge can decide if rent can be withheld after a landlord fails to repair.

FAQ: Rent Deduction for Repairs in Mississippi

  1. Can I legally withhold rent in Mississippi if repairs aren't made?
    Mississippi law does not guarantee the right to withhold rent for repairs. Instead, you must follow notice requirements and may need to take your landlord to court if the situation is severe.
  2. What types of repairs are landlords responsible for in Mississippi?
    Landlords are responsible for maintaining the premises in a habitable condition as required by the Mississippi Residential Landlord and Tenant Act. This includes plumbing, heating, electrical, and structural repairs that impact health or safety.
  3. Is there an official "repair and deduct" form in Mississippi?
    No, Mississippi does not provide an official form for rent deduction or repairs. You should write your own notice letter to your landlord and keep thorough records.
  4. What if my landlord ignores my repair request?
    If your landlord fails to act after proper notice, you may file a case in local Justice Court to seek relief, such as an order for repairs or damages.
  5. How do I file a tenant-landlord complaint in Mississippi?
    You may file a complaint in your local county's Justice Court; gather written proof of your notice, photos, and other records before filing.

Conclusion: Key Takeaways for Mississippi Renters

  • Mississippi does not have an automatic "repair and deduct" law—notice and court involvement are usually needed.
  • Always provide written notice and document everything.
  • Use the Justice Court system if your landlord refuses to address essential repairs.

By understanding your rights and following the correct legal steps, you can protect both your home and your finances.

Need Help? Resources for Renters in Mississippi


  1. See the Mississippi Residential Landlord and Tenant Act (Miss. Code Ann. §§ 89-8-1 to 89-8-29).
  2. Justice Court info: Mississippi Judiciary - Justice Court.
Bob Jones
Bob Jones

Editor & Researcher, Tenant Rights USA

Bob writes and reviews tenant law content for various regions. They’re passionate about housing justice and simplifying legal protections for renters everywhere.