RUBS Utility Billing Rules for Massachusetts Renters

As a Massachusetts renter, understanding how your utilities are billed can help you avoid unexpected charges and protect your rights. A common method used by landlords and property managers is RUBS (Ratio Utility Billing System). This system is sometimes controversial and can lead to confusion about your financial responsibilities. Let’s break down the essentials of RUBS utility billing for renters in Massachusetts, what your rights are, and the steps to take if you have questions or concerns.

What Is RUBS Utility Billing?

RUBS stands for Ratio Utility Billing System, a method landlords use to divide utility costs among tenants when units don’t have individual utility meters. Instead of your own meter, the total utility bill for the entire property is divided based on factors like unit size, number of occupants, or square footage.

How Does RUBS Work?

  • The landlord receives the total utility bill (e.g., water, gas, trash collection) for the property.
  • They allocate each unit’s share using a predetermined formula—commonly based on how big a unit is or how many people live there.
  • Your lease may state the formula and which utilities are included under RUBS.

It’s important to note that in Massachusetts, leases should clearly outline how utilities will be charged, including any use of RUBS billing.

Legal Rights and Regulations for Massachusetts Renters

Massachusetts law protects renters from unfair or deceptive billing practices. If your landlord charges you for utilities using RUBS, they must:

  • Disclose the billing method and formula in your lease agreement
  • Provide you with a detailed statement of charges if you ask
  • Follow state and local housing codes regarding utility provision

The state's key landlord-tenant law, the Massachusetts General Laws, Chapter 186, outlines tenant and landlord utility responsibilities[1]. For water specifically, Massachusetts law requires that landlords provide separate meters and written disclosure to tenants if tenants are to pay directly for water[2].

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Can Landlords Bill Utilities Through RUBS in Massachusetts?

There is no specific law in Massachusetts prohibiting RUBS billing. However, billing must be transparent and not deceptive. For water charges specifically, landlords must usually install individual sub-meters and use the Water Submetering Form and process.

  • Water submetering: Requires a written agreement and official submeter.
  • Other utilities: RUBS is not specifically addressed by statute, but consumer protection laws against unfair or deceptive practices apply.

If you feel charges are unfair, you can contact the Massachusetts Attorney General’s Consumer Advocacy and Response Division or the Massachusetts Housing Court for guidance.

Relevant Forms for Renters Facing Utility Issues

  • Massachusetts Water Submetering Certification Form
    How It’s Used: If your landlord wants you to pay directly for water, they must complete this form and provide it to you. Example: If your landlord begins to charge for water after installing a submeter, request a copy of this form for your records.
    Download the Water Submetering Form (PDF)
  • Housing Court Complaint Forms
    How It’s Used: If you believe you are being unfairly billed, you may file a complaint with the Housing Court. This is typically done if talks with your landlord do not result in a resolution. You will use the form titled “Complaint for Summary Process (Eviction)” if issues with utility billing are leading to an eviction process.
    See Massachusetts Housing Court Forms

The Massachusetts Housing Court handles residential tenancy disputes, including those about utilities or billing[3].

What To Do If You Have a RUBS Dispute or Concern

If you suspect your RUBS charges are unfair or were not properly disclosed:

  • Request a written breakdown of charges from your landlord
  • Review your lease for language about utilities and billing methods
  • Contact state resources (Attorney General’s Consumer Protection or Housing Court)
  • If needed, use the forms above to start a formal complaint
Always keep copies of all correspondence and documentation related to utility billing for your own records.

Resolving disputes often starts by asking your landlord for clarification. If you do not receive clear answers or believe state law was violated, you can escalate your complaint as described above.

Frequently Asked Questions

  1. Can my landlord charge me for utilities through RUBS?
    In Massachusetts, your landlord may use RUBS for utilities if your lease clearly states this method, but for water billing, strict rules and submetering are required.
  2. What should I do if I think I was overcharged under RUBS?
    You should request a detailed statement from your landlord and, if unresolved, contact the Massachusetts Attorney General’s Consumer Advocacy division or the Housing Court for help.
  3. Is my landlord required to show me how my RUBS portion is calculated?
    Yes, if you ask, your landlord should provide an explanation of the formula and your share of the utilities under state consumer protection laws.
  4. Who oversees tenant utility disputes in Massachusetts?
    The Massachusetts Housing Court handles disputes related to tenancies, including utility issues. The Attorney General’s Office can also investigate unfair billing practices.
  5. Can my landlord suddenly start billing utilities by RUBS mid-lease?
    No. Changes to utility billing methods must be disclosed in your lease. They cannot begin billing you mid-lease without a proper agreement and, if for water, certification per state law.

Key Takeaways for Renters

  • RUBS billing must be clearly explained in your lease and follow Massachusetts law
  • Separate state regulations apply for water billing—submetering and written certification are a must
  • If you have concerns or billing disputes, start by talking to your landlord, and if necessary, use state forms and resources to pursue your rights

It’s always in your best interest to read your lease closely and keep documentation about all utility charges. Massachusetts offers strong renter protections if you know where to look for assistance.

Need Help? Resources for Renters


  1. Massachusetts General Laws, Chapter 186: Estates for Years and at Will
  2. Requirements for Landlords to Transfer Water Bills to Tenants
  3. Massachusetts Housing Court
Bob Jones
Bob Jones

Editor & Researcher, Renter Rights USA

Bob writes and reviews tenant law content for various regions. They’re passionate about housing justice and simplifying legal protections for tenants everywhere.