Are college students eligible for rental assistance in Kentucky?

Yes, students with low incomes may be eligible for programs like Housing Choice Vouchers, though requirements and availability vary by location.

What should I do if my landlord isn’t making repairs?

Submit a written notice with a repair request form, keep a copy, and allow time for repairs. If ignored, contact your local District Court or housing authority.

Can my landlord keep my security deposit?

Only for damage beyond normal wear and tear or unpaid rent. Landlords must give you a written list of deductions.

What legal protections do I have outside a URLTA city?

Fewer protections; Kentucky common law and your lease apply. Contact your local District Court for advice.

Where can I get help with off-campus housing questions?

Try your college’s housing office, KHC, or your city’s housing authority for support and resources.

First-Time Renter Programs and Resources for Kentucky College Students

Affordable Housing & Rental Assistance Kentucky published June 21, 2025

Searching for an affordable apartment is a crucial milestone for many Kentucky college students. Whether you're moving out on your own for the first time or sharing a place with roommates, understanding your rights and the support programs available is essential. This guide explains first-time renter programs in Kentucky, key rental assistance resources, and the legal protections all student renters should know.

Understanding Rental Assistance and Support for College Students in Kentucky

Kentucky offers a range of programs and resources to make the transition to independent renting smoother for students. These programs focus on affordability, security, and helping renters avoid common pitfalls.

Key Affordable Housing Programs for Students

Kentucky Housing Corporation (KHC) Rental Assistance: KHC partners with local agencies to provide rental assistance and affordable housing support, including the Housing Choice Voucher (Section 8) Program. Although demand is high, students with qualifying low incomes may be eligible. Learn about KHC Housing Choice Vouchers.
Campus-Based Programs: Many Kentucky colleges and universities offer off-campus housing support, listings, and sometimes emergency housing aid. Check your campus housing office for local resources and referral programs.
City and County Housing Authorities: In cities like Lexington or Louisville, local housing authorities may have programs or waitlists specifically for young adults or students. Find your local office through the HUD Public Housing Authority directory.

Be sure to inquire early, as affordable units and vouchers are often in high demand.

Important Forms and How to Use Them

Securing an apartment and staying on top of your rights involves paperwork. Below are essential forms you might need as a first-time renter in Kentucky, along with real-world examples.

Kentucky Uniform Residential Landlord Tenant Act (URLTA) Notice of Repair Request:
If something in your apartment needs fixing (such as broken heating), you should submit a written repair request. Use a standard "Notice of Required Repairs" form. For example, if your heat breaks in December, you can download and fill out the Lexington Repair Request Form and deliver it to your landlord. (Form names and formats may vary by city.)
Security Deposit Statement:
When moving in and out, a written security deposit statement records the apartment’s condition. This helps ensure you receive your deposit back fairly. Some cities provide templates as part of their rental agreements.

Always keep a copy of any forms or notices you submit and request a dated receipt from your landlord if possible.

Legal Protections for Kentucky Student Renters

Kentucky’s residential tenancy laws are based on the Kentucky Uniform Residential Landlord and Tenant Act (URLTA) in some communities, including Lexington and Louisville. This act outlines the rights and responsibilities of both renters and landlords, including rules about security deposits, repairs, and eviction processes.

Landlords must tell you in writing of any damage at move-in and give you an itemized list at move-out.
Rent can only be increased under the terms of your lease and proper notice must be given.
Eviction requires specific advance notice and a court process; immediate eviction is only possible for major lease violations.

For renters who do not live in a city covered by URLTA, Kentucky common law applies, and rights may differ. Consult your local housing authority for details relevant to your location.

Tip: Before you sign any lease, read each section carefully. If you have questions, contact your campus housing office or a local tenant resource for guidance.

Who Handles Rental Disputes in Kentucky?

If you have a dispute with your landlord or need enforcement of your rights, contact your local District Court. In Lexington and Louisville, tenant issues may also be handled by District Court Small Claims Divisions. Always check whether your city is covered by the URLTA, as protections may differ.

Renter Rights Legislation in Kentucky

The main law governing renters’ rights in Kentucky URLTA cities is the Kentucky Uniform Residential Landlord and Tenant Act (KRS Chapter 383). Read the full text of KRS Chapter 383 for full legal details. For students outside an URLTA area, refer to local county ordinances and Kentucky common law.

First Steps for New College Renters in Kentucky

Start your first rental experience right with these pro-active steps:

Research affordable housing programs — apply early due to long waitlists.
Read and understand your lease terms before signing.
Keep copies of all correspondence and notices to your landlord.
Know who to contact in case of emergency repairs or landlord disputes.

Frequently Asked Questions About Student Renting in Kentucky

Are college students eligible for rental assistance in Kentucky?
Yes, students with low incomes may be eligible for programs like Housing Choice Vouchers, but availability and requirements vary by location. Check with KHC or your local housing authority.
What should I do if my landlord isn’t making repairs?
Submit a written notice using a repair request form, keep a copy, and allow a reasonable time for repairs. If there’s no response, you may contact your District Court or local housing authority.
Can my landlord keep my security deposit?
Only if there’s damage beyond normal wear and tear or unpaid rent. Landlords must provide a written itemization of any deductions.
What legal protections do I have if I live outside a city covered by URLTA?
Protections are more limited, but basic Kentucky law and your lease agreement still apply. Contact your local District Court for advice.
Where can I get help with off-campus housing questions?
Start with your college’s housing office, and also contact KHC or your city’s housing authority for resources and support.

Key Takeaways for Student Renters in Kentucky

Many Kentucky cities offer first-time renter assistance and affordable housing resources for students.
Understanding your rights under the Kentucky Uniform Residential Landlord and Tenant Act is crucial, especially in cities covered by URLTA.
Always document communication and use official forms to protect your rights as a renter.

Need Help? Resources for Renters

Kentucky Housing Corporation (KHC) – Rental assistance, vouchers, and affordable housing programs (Statewide)
Lexington-Fayette Urban County Government Housing Advocacy Office – Local URLTA guidance and forms
University of Louisville Off-Campus Housing Resources – Campus referrals and housing search support
Kentucky District Court – Handles rental disputes and small claims
KRS Chapter 383 – Kentucky's main tenancy legislation