Filing a Disability Discrimination Complaint as a Kentucky Renter

Facing discrimination because of a disability can feel overwhelming, especially when it comes to your right to housing in Kentucky. Renters have important protections under both federal and Kentucky law. If you believe a landlord, property manager, or housing provider has treated you unfairly because of your disability, you can take action. This guide explains how to file a disability discrimination complaint in Kentucky, what forms to use, and what to expect from the process.

Your Rights as a Renter with a Disability in Kentucky

Federal and Kentucky state laws make it illegal for landlords to discriminate based on disability. This includes refusing reasonable accommodations (changes to policies or procedures for equal access), denying housing based on a disability, or applying different terms to disabled renters.

• The federal Fair Housing Act protects renters nationwide.
• The Kentucky Fair Housing Act (KRS Chapter 344) offers similar protections in the state.

You may have a claim if, for example, your landlord refuses to allow a service animal, denies an accessible parking request, or otherwise treats you unfairly due to your disability.

Where to File a Disability Discrimination Complaint in Kentucky

Most renters in Kentucky can file a complaint with one of these agencies:

• Kentucky Commission on Human Rights (KCHR) – Handles state fair housing complaints in Kentucky.
• U.S. Department of Housing and Urban Development (HUD) – Handles federal fair housing complaints, including disability access.

Key Complaint Forms and How to Use Them

• Kentucky Commission on Human Rights – Housing Discrimination Complaint Form
  • Form Name: Fair Housing Discrimination Complaint Form (no specific number)
  • When to Use: If you wish to file a housing discrimination complaint under Kentucky law. This is suitable if your landlord discriminated against you based on disability (e.g., denied a reasonable accommodation request).
  • How to Use: Complete the form online or print and submit by mail or in person. Be ready to provide details of the incident, dates, and any communication you had with your landlord.
  • Access the Kentucky Fair Housing Discrimination Complaint Form
• U.S. HUD Housing Discrimination Complaint Form (903.1)
  • Form Name/Number: Housing Discrimination Complaint Form (HUD Form 903.1)
  • When to Use: If you want to file a federal complaint based on disability discrimination. This may be helpful if your issue crosses state lines or you wish to seek federal protection.
  • How to Use: Complete and submit online, by mail, or by phone. You must describe what happened, when it happened, and who was involved.
  • Download the HUD Form 903.1

These complaint forms ask for similar information, such as your contact info, the name and address of the landlord or property manager, details about the incident(s), and supporting materials.

How to File a Disability Discrimination Complaint in Kentucky: Step-by-Step

The process can take as little as 15–30 minutes to start. Gather any supporting documents (emails, letters, notes, photos) before you begin if you can.

• Step 1: Choose the agency (KCHR or HUD) that fits your situation and jurisdiction.
• Step 2: Complete the correct complaint form, providing clear details of what occurred and when.
• Step 3: Submit your form online or by mail. For KCHR, you can also call or visit in person.
• Step 4: Keep copies of your submission and any evidence.
• Step 5: Respond promptly to follow-up questions from investigators. The agency may try to help you and your landlord reach a settlement or may investigate further.

Most complaints must be filed within one year of the alleged discrimination, but it's best to start as soon as possible.

What Happens After You File?

The reviewing agency will look into your claim. They may:

• Contact you and your landlord for more information
• Attempt mediation or voluntary settlement
• Open a formal investigation and issue findings
• Recommend remedies such as requiring the landlord to accommodate your disability or pay damages

If the issue cannot be resolved, you may have the right to request a hearing or pursue the matter in court. The Kentucky Commission on Human Rights is the main body for housing discrimination claims in the state. You can learn more at the KCHR official complaint portal.

FAQ: Kentucky Renters and Disability Discrimination

1. Who investigates housing discrimination complaints in Kentucky?
   The Kentucky Commission on Human Rights (KCHR) investigates state-level fair housing complaints. You may also file with HUD for federal review.
2. What counts as a "reasonable accommodation"?
   An adjustment to rules, services, or policies that allows a person with a disability equal access to housing. Examples include allowing a service animal or providing a reserved parking spot near your unit.
3. How long do I have to file a complaint?
   Both KCHR and HUD generally require complaints to be filed within one year of the alleged discrimination.
4. Will my landlord be notified if I file a claim?
   Yes. After filing, the agency will usually contact your landlord as part of its investigation.
5. Can I be evicted for requesting an accommodation?
   No, it is illegal for a landlord to retaliate against you for exercising your fair housing rights, including requesting a disability accommodation.

Conclusion: Protect Your Rights as a Kentucky Renter

• Kentucky renters have the right to request accommodations and live free from disability discrimination.
• If you face discrimination, you can file a complaint with KCHR or HUD using official forms.
• Document your case and act quickly—support is available for renters facing these challenges.

Taking action can not only help your situation but also strengthen protections for others in your community.

Need Help? Resources for Renters

• Kentucky Commission on Human Rights (KCHR) – (502) 595-4024 or Toll-Free: 1-800-292-5566. Help with housing discrimination and complaint forms.
• HUD Office of Fair Housing and Equal Opportunity – National hotline: 1-800-669-9777
• Kentucky Court Self-Help – Information on tenant rights and legal aid
• Kentucky Housing Corporation – Affordable housing and rental resources

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1. Kentucky Revised Statutes (KRS) Chapter 344 - Kentucky Fair Housing Act
2. The federal Fair Housing Act
3. Kentucky Commission on Human Rights - File a Complaint
4. HUD - How to File a Housing Discrimination Complaint

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