What notice must a Kansas renter receive if their rental is being foreclosed?

Most renters must receive at least 90 days’ written notice before being required to move after a foreclosure. If you have a lease, you may be able to stay until the end of your lease term.

Can I withhold rent when the landlord’s property is in foreclosure?

No—continue paying rent as usual. Only direct rent to a confirmed new owner after they formally notify you.

What happens if I receive an eviction notice after foreclosure?

If the new owner tries to evict you, they must follow Kansas eviction law. You’ll receive court papers and have the right to respond and attend a court hearing.

Who helps with complaints or disputes about foreclosure and tenant rights in Kansas?

The Kansas Attorney General’s Consumer Protection Division handles landlord-tenant complaints and can offer guidance or intervene if your rights are violated.

Kansas Renters’ Rights During Foreclosure: What to Know

Renter Rights & Legal Protections Kansas published: June 21, 2025

When renting in Kansas, a landlord’s financial troubles—like foreclosure—can affect your living situation even if you’ve paid rent on time. Understanding your rights as a renter during foreclosure in Kansas helps you protect your home, avoid unexpected eviction, and access support when you need it most.

What Is Foreclosure and How Does It Affect Kansas Renters?

Foreclosure is when a mortgage lender takes legal action to repossess property after the property owner (the landlord) stops making payments. If you're a tenant in a rental home facing foreclosure, it means the property is changing ownership, but your rights and protections don't disappear overnight.

Key Foreclosure Protections for Renters

Advance Written Notice: Under the federal Protecting Tenants at Foreclosure Act (PTFA), renters must be given at least 90 days' written notice before being required to move if their residence is foreclosed upon^[1].
Lease Status: If you have a valid lease, you can generally stay until the end of your lease term unless the new owner (such as a bank) wants to live in the property as their primary residence.
Month-to-Month Tenants: If you’re renting month-to-month, you still get a minimum of 90 days' notice, even if the lease has expired.

Official Kansas Agencies and Legislation

The Kansas Attorney General’s Consumer Protection Division oversees landlord-tenant issues, including complaints.
Key tenancy laws are found in the Kansas Residential Landlord and Tenant Act (K.S.A. 58-2540 through 58-2573)^[2].

Your Rights and What to Expect

If your rental property in Kansas is in foreclosure, here’s what typically happens:

Receival of Foreclosure Notice: The property owner or lender must give notice, but you may also receive separate legal notices regarding the foreclosure sale or transfer.
Rent Payments: You should continue paying rent to your current landlord unless legally notified otherwise. Once the foreclosure is complete, the new owner must formally notify you in writing if and where to pay rent.
Eviction Process: Even after foreclosure, the new owner must follow Kansas eviction procedures. Immediate removal is not allowed. You’re entitled to written notice and, if necessary, a court hearing before being forced to move^[3].

Forms and Practical Steps for Kansas Renters

Kansas does not have a standardized tenant response form for foreclosure, but several official forms may become relevant during this time:

Notice of Eviction (Summons and Petition for Forcible Detainer): If the new owner wants to evict you, they must serve you with a Summons and Petition, starting the court eviction process. The official forms for this process are available at the Kansas Judicial Branch Forms Directory (see "Eviction" section).
Answer to Petition: If you receive an eviction summons, you can respond using the Answer to Petition for Forcible Detainer form. For example, use this to state you did not receive proper notice or that your lease is still valid.
Complaint to Kansas Attorney General: If you believe your landlord or new owner is violating your rights, you can file a complaint with the Kansas Attorney General’s Consumer Protection Division. This can be done online or by mail. Select the "Landlord-Tenant" issue and provide supporting documentation.

Tip: Keep a copy of every notice, form, and letter you receive or send, and always ask for a signed receipt when delivering written responses.

How to Protect Yourself During Foreclosure

Do not stop paying rent until you receive official written notice from the new legal owner or the court.
Ask for written proof of who owns the property if you’re told to pay rent to a new person.
Show your lease and proof of rent payments if you are asked to leave.
Attend all court hearings if you receive a court summons for eviction—missing a hearing may result in a default eviction.
Contact local legal aid or the Kansas Attorney General for guidance if you’re uncertain about your rights or next steps.

Staying informed, organized, and responsive helps protect your rights and minimize disruption.

FAQs: Kansas Foreclosure Rights for Renters

What notice must a Kansas renter receive if their rental is being foreclosed? Most renters must receive at least 90 days’ written notice before being required to move after a foreclosure. If you have a lease, you may be able to stay until the end of your lease term.
Can I withhold rent when the landlord’s property is in foreclosure? No—continue paying rent as usual. Only direct rent to a confirmed new owner after they formally notify you.
What happens if I receive an eviction notice after foreclosure? If the new owner tries to evict you, they must follow Kansas eviction law. You’ll receive court papers and have the right to respond and attend a court hearing.
Who helps with complaints or disputes about foreclosure and tenant rights in Kansas? The Kansas Attorney General’s Consumer Protection Division handles landlord-tenant complaints and can offer guidance or intervene if your rights are violated.

Conclusion: Key Takeaways for Renters

You have legal protections and must receive written notice before being forced to move due to foreclosure.
Continue paying rent and keep clear records.
Use official forms and resources if you need to respond to eviction notices or file a complaint.

Need Help? Resources for Renters

Kansas Attorney General’s Consumer Protection Division — For complaints, questions, and legal disputes regarding landlord-tenant or foreclosure issues.
Kansas Judicial Branch: Eviction Forms — Download court-approved forms for responding to eviction or foreclosure legal actions.
Kansas Bar Association: Free Legal Help — Referral to free and low-cost legal aid for renters.
U.S. Department of Housing and Urban Development (HUD) – Kansas — Local housing counseling agencies and tenant hotlines.

Protecting Tenants at Foreclosure Act of 2009, as reinstated [Public Law No: 111-22]. Accessible via official Congressional records.
Kansas Residential Landlord and Tenant Act (K.S.A. 58-2540 to 58-2573) available on the Kansas Legislature's official repository.
Kansas Summary Eviction Process and Forms: Kansas Judicial Branch Eviction Forms.