Protected Classes and Fair Housing Rights for Florida Renters

Understanding your rights as a renter in Florida can help you secure safe and fair housing. Florida’s fair housing laws prohibit discrimination based on specific protected characteristics. Whether you’re looking for a new place, renewing your lease, or facing an issue with your landlord, knowing these core protections empowers you to stand up for your rights under Florida law.

What Are Protected Classes in Florida?

In the context of fair housing, a "protected class" is a group of people shielded by law from housing discrimination. Both federal and state laws in Florida specify several protected characteristics:

• Race
• Color
• National Origin
• Religion
• Sex
• Disability
• Familial Status (having children under 18 in the household)
• Age (specific protections in some Florida jurisdictions)
• Veteran Status (some local codes)

It is unlawful for landlords, property managers, or real estate professionals to treat you unfairly—such as refusing to rent, offering different terms, or harassing—because you belong to any of these groups. Florida’s Fair Housing Act adds additional protections beyond federal law in some cases.

Examples of Housing Discrimination

• A landlord refuses to show you an apartment because you have children.
• You are quoted higher rent because of your national origin.
• Your service animal request is denied, even though you have a documented disability.
• A property manager makes unwelcome comments about your religion or gender.

If you experience any of these or other unfair practices, you may have grounds for a fair housing complaint.

Which Agencies Oversee Fair Housing Complaints?

In Florida, the primary agency handling housing discrimination claims is the Florida Commission on Human Relations (FCHR). This agency enforces the Florida Fair Housing Act, Chapter 760, Florida Statutes.^[1] Federal enforcement is handled by the U.S. Department of Housing and Urban Development (HUD) as well.

How to File a Fair Housing Complaint in Florida

If you believe you have faced illegal discrimination, you can file a complaint with FCHR. The process is designed to be accessible to the public and does not require legal representation.

Official Forms & How to Use Them

• Housing Discrimination Complaint Form (FCHR Form 8): View and download here.
  Use this form if you want to report a violation—such as being refused housing due to your race, religion, or other protected status. For example, if a landlord refuses your application and makes comments about your family size, you could fill out and submit this form online or by mail to the FCHR.

What Happens After You File?

Once submitted, FCHR will review your complaint and may investigate. They can facilitate conciliation between you and your landlord, or, if necessary, refer your case for further legal proceedings. The process is intended to be renter-friendly and protect your right to safe, equitable housing.

Your Protections: The Law in Detail

• Florida law adopts the federal Fair Housing Act and additionally enforces state protections through Chapter 760, Florida Statutes.^[1]
• This legislation makes it illegal to refuse to sell, rent, or negotiate housing—or to impose different terms—based on protected characteristics.
• Florida law requires reasonable accommodations for renters with disabilities, such as allowing service animals.

Most multi-family buildings, apartment complexes, and rental homes are covered, although some exemptions apply (such as owner-occupied buildings with four or fewer units).

FAQ: Florida Renters and Protected Classes

1. What should I do if I think I’ve been discriminated against while looking for housing?
   Start by documenting the incident—write down dates, names, and what happened. You can file a formal complaint using the FCHR Housing Discrimination Complaint Form, or contact FCHR directly for guidance.
2. Is sexual orientation or gender identity a protected class under Florida law?
   While not specifically mentioned in state statute, federal law and recent court interpretations by HUD protect LGBTQ+ individuals from discrimination under “sex.”
3. Can a landlord refuse to allow service or emotional support animals?
   No. If you have a documented disability, landlords must provide reasonable accommodation for service and support animals—even if there is a no-pet policy.
4. Does the law apply to roommate situations or small apartment buildings?
   There are some exemptions. Owner-occupied buildings with four or fewer rental units may not be fully covered. However, it’s always best to check with FCHR for clarification on your specific circumstances.
5. How much time do I have to file a discrimination complaint in Florida?
   You generally have one year from the date of the alleged discrimination to file a complaint with the FCHR.

Need Help? Resources for Renters

• Florida Commission on Human Relations (FCHR) – Main agency for state fair housing complaints (Call: 850-488-7082)
• HUD Fair Housing Complaint Portal – File federal housing complaints online
• Florida Law Help – Legal information for renters
• Florida Fair Housing Act - Chapter 760 – Official state legislation

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1. Chapter 760, Florida Statutes – Florida Fair Housing Act
2. Florida Commission on Human Relations (FCHR)
3. U.S. Department of Housing and Urban Development (HUD) – Fair Housing

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