Connecticut Security Deposit Laws: Tenant Protections Explained

Understanding your rights as a renter in Connecticut is essential, especially when it comes to security deposits. Whether you’re moving in, moving out, or disputing deductions, the state’s laws offer clear protections for tenants. This guide covers Connecticut security deposit rules, timelines, forms, and how tenants can assert their rights or resolve issues.

What Is a Security Deposit and How Much Can Landlords Charge?

In Connecticut, a security deposit is money paid by a renter to a landlord to cover unpaid rent, damages (other than normal wear and tear), or other costs listed in your lease. State law limits how much a landlord can charge for a security deposit:

• If you are under 62 years old: Maximum two months' rent.
• If you are 62 years or older: Maximum one month’s rent.

These limits help ensure renters are not overcharged upfront.^[1]

How Landlords Must Handle and Return Security Deposits

Connecticut law strictly regulates how landlords must manage security deposits:

• Separate Bank Account: The deposit must be placed in a separate escrow account at a financial institution.
• Interest: Landlords must pay tenants annual interest, set by the Banking Commissioner, on the deposit.
• Return Deadline: The landlord must return the deposit (plus accrued interest) within 30 days after you move out, or within 15 days after receiving your forwarding address, whichever is later.
• Deductions: Only unpaid rent or damages beyond normal wear and tear may be deducted. A written statement listing any deductions must be provided along with any remaining deposit.

Landlords failing to comply can be liable for up to twice the amount wrongfully withheld, plus legal fees.^[2]

Normal Wear and Tear vs. Damage

"Normal wear and tear" means the natural deterioration that happens over time with regular use (like faded paint or minor scuffs). Damage—such as large holes in the wall or broken windows—is not covered by wear and tear protections.

How to Request Return of Your Security Deposit

If your landlord does not return your security deposit on time, you have the right to take action. Here are the basic steps:

• Send a written request to your landlord, including your new address and a request for itemized deductions if any.
• If unresolved, you may file a complaint in Small Claims Court. This is often called “Application for Return of Security Deposit” (Form JDP-CV-121).

Official Forms for Tenants

• Small Claims Writ and Notice of Suit (Form JD-CV-40): Use this form if you need to file a case in Connecticut Small Claims Court for a withheld security deposit.
  Download the Small Claims Writ and Notice of Suit
  Example: If your landlord hasn’t returned your deposit within 30 days, complete and file this form at your local courthouse to begin your legal claim.

Connecticut Tenant Protections and Dispute Resolution

The main state legislation governing rent deposits is the Connecticut General Statutes, Chapter 831 – Landlord and Tenant.^[1] If you encounter a dispute, you may seek resolution at the Connecticut Small Claims Court, which handles security deposit claims and other landlord-tenant matters.

Action Steps for Filing a Security Deposit Complaint

• Review Information for Landlords and Tenants in Small Claims Cases to understand the process.
• Fill out the necessary forms (see above), attach supporting documentation, and file at the appropriate court location.
• The court will send a notice to your landlord, and a hearing date will be set if needed.

Remember: Connecticut law protects your right to a timely and fair return of your deposit. Take prompt action if you believe your deposit has been withheld unfairly.

Frequently Asked Questions

1. How long does a landlord have to return my security deposit in Connecticut?
   Landlords must return your deposit (plus interest) within 30 days of the end of your lease, or within 15 days after receiving your forwarding address, whichever is later.
2. What if my landlord does not pay interest on my security deposit?
   Landlords are required by law to pay annual interest. You can request the interest in writing, and file in Small Claims Court if it is not provided.
3. Can my security deposit be used to cover unpaid rent?
   Yes. Connecticut law allows landlords to deduct unpaid rent and damages (beyond normal wear and tear) from your security deposit.
4. What should I do if I disagree with deductions taken from my deposit?
   Ask the landlord for a written itemization. If you disagree, file a complaint in Small Claims Court with supporting evidence.
5. Where can I file a complaint if I believe my rights have been violated?
   You can file your case at the Connecticut Small Claims Court, which handles security deposit matters for renters.

Key Takeaways for Connecticut Renters

• State law limits security deposit amounts and provides strict return timelines.
• Landlords must pay interest on deposits and provide written notices for any deductions.
• Tenants can take legal action if deposits are withheld or mishandled.

Need Help? Resources for Renters

• Connecticut Department of Consumer Protection: File a Complaint
• Connecticut Judicial Branch: Legal Forms and Information
• Small Claims Court Self-Help
• Connecticut Fair Housing Center

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1. Connecticut General Statutes, Chapter 831 – Landlord and Tenant.
2. Connecticut Department of Consumer Protection, Security Deposit Law.

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