Arkansas Income Limits for Affordable Housing: What Renters Need to Know

Finding safe and affordable housing can be challenging, especially if your income is limited. In Arkansas, affordable housing and rental assistance programs set household income limits to ensure help reaches those who need it most. Understanding how these limits work—and whether you qualify—is essential for Arkansas renters seeking support.

Understanding Income Limits for Affordable Housing in Arkansas

Income limits decide who is eligible for various government-assisted housing programs across Arkansas. These caps are set by the U.S. Department of Housing and Urban Development (HUD) and updated annually based on local economic factors. They determine whether you can apply for programs like public housing, the Housing Choice Voucher (Section 8), and other rental assistance options.

How Are Income Limits Determined?

• Area Median Income (AMI): Income limits are based on a percentage of the local median household income.
• Family/Household Size: The more people in your household, the higher the income cap.
• Program Type: Each program (Public Housing, Section 8 Vouchers, Project-Based Rental Assistance, etc.) may use slightly different thresholds.

You can check the most recent income limits on the official HUD Income Limits Tool. For 2024, here are approximate income limits for Pulaski County (including Little Rock), but always confirm details for your specific county or city:

• 1 person: $29,450 (Very Low Income), up to $47,100 (Low Income)
• 2 people: $33,650 – $53,800
• 3 people: $37,850 – $60,550
• 4 people: $42,050 – $67,250

Actual limits and definitions may vary by city and county. Always refer to Arkansas Housing Authorities or HUD for up-to-date figures specific to your area.

Who Qualifies for Affordable Housing or Rental Assistance?

• Households below the established income limits
• U.S. citizens or eligible immigrants (proof is required)
• Applicants meeting any other program requirements (criminal background, rental history, etc.)

Eligibility is primarily based on your gross annual household income—before taxes and deductions.

Finding and Applying for Affordable Housing

The main programs available to Arkansas renters include:

• Section 8 Housing Choice Voucher Program (administered by Arkansas Development Finance Authority)
• Public Housing (managed by local housing authorities)
• Project-Based Section 8 Housing

Applicants are often placed on waiting lists due to high demand.

Official Forms for Rental Assistance in Arkansas

• Section 8 Housing Choice Voucher Application
  Use: This form is used to apply for the Section 8 Housing Choice Voucher program. Complete this form when you're ready to join a housing assistance waitlist. A practical example: If your income is below the limit for your area, fill out this application with accurate household data to see if you qualify for rent support.
  View the Arkansas Section 8 Application (PDF)
• Public Housing Application
  Use: Required to apply for apartments managed directly by local public housing authorities. For example, if you want to live in public housing in Little Rock, submit this form to the Little Rock Housing Authority.
  Access the Public Housing Application (PDF)

Action Step: Gather documents like proof of income, Social Security cards, and personal IDs before applying. Once submitted, follow up periodically with the housing agency.

What Happens After You Apply?

Your local housing authority will review your application, verify your information, and notify you of your status—either confirming your place on the waitlist or requesting more details.

Which Tribunal Oversees Tenant Issues?

In Arkansas, most landlord-tenant matters are handled in local district courts. The relevant legislation is Arkansas Code Title 18 – Property, Subtitle 2: Landlord and Tenant^[1]. Disputes or appeals regarding housing program decisions may go through HUD or state agencies.

Tip: Always ask the housing agency managing your rental assistance for updates about your application and income eligibility. Keep copies of all forms and correspondence for your records.

FAQ: Arkansas Affordable Housing Income Limits and Assistance

1. How do I find out if my income qualifies for affordable housing in Arkansas?
   You can use the HUD Income Limits Tool and compare your household's gross yearly income with the published limits for your area.
2. Does every affordable housing program require the same income?
   No. Each program (Section 8, public housing, project-based rental assistance) may set different income limits based on HUD guidelines and local needs.
3. What documents do I need to apply?
   You'll need pay stubs, IDs for all household members, Social Security numbers, and proof of expenses (if requested).
4. What if my income changes after I join a program?
   You must promptly report any income changes to your housing agency. Your rent or eligibility may be recalculated.
5. Is there an appeal process if I’m denied rental assistance?
   Yes. Request a review or hearing through your housing authority if you disagree with their decision. See HUD’s PHA Contact List for local offices.

Need Help? Resources for Renters

• Arkansas Development Finance Authority – Rental Assistance
• Arkansas Association of Housing & Redevelopment Officials (AAHRA): Provides information on local housing authorities statewide.
• HUD Arkansas – Renting: Guidance on fair housing, Section 8, and more.
• Arkansas Landlord-Tenant Law – Title 18, Subtitle 2
• For legal support: Contact Legal Aid of Arkansas.

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1. See Arkansas Code Title 18 – Property, Subtitle 2: Landlord and Tenant
2. For income limits and program eligibility: HUD Income Limits
3. Section 8 Program and Forms: Arkansas Development Finance Authority Section 8
4. Arkansas Housing Authority Listings: AAHRA

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